Katie Wesney

Oh yeah, absolutely.

Because it's a different mentality.

So someone comes in, where would you start with them?

I think it's giving them a really good understanding of their numbers.

What do you need to be spending to live a happy life?

And then we're modeling out, well, based on your asset position, when will your money run out, if at all?

And that is really comforting in terms of not modeling some hypothetical numbers.

It's, well, what is your number and where are you going to land?

And I think they've done it.

exceptionally well in terms of where they're at.

But again, just a different mindset going forward.

And you've got to have a plan and you have to understand your numbers.

It really does.

And that is a universal problem with all of my savers.

You need to give them permission to spend money up to a point knowing they're going to be okay going forward.

Really important.

Right?

So true.

Because, again, just in the framing of the letter, it feels like he's got a picture of wealth in his head.

But actually, when I'm listening, I don't think any of those things potentially will make him happy.