Katie

Thank you so much. Happy New Year to you, too.

Thank you so much. Happy New Year to you, too.

Thank you so much. Happy New Year to you, too.

So I just had my friend Ramit Sethi on the show. So his perspective is sort of fresh in my mind right now. But something that I think he really gets right in his personal finance philosophy is this idea that you are not going to, quote unquote, become responsible with money unless you have a vision for the role that you want money to serve in your life.

So I just had my friend Ramit Sethi on the show. So his perspective is sort of fresh in my mind right now. But something that I think he really gets right in his personal finance philosophy is this idea that you are not going to, quote unquote, become responsible with money unless you have a vision for the role that you want money to serve in your life.

So I just had my friend Ramit Sethi on the show. So his perspective is sort of fresh in my mind right now. But something that I think he really gets right in his personal finance philosophy is this idea that you are not going to, quote unquote, become responsible with money unless you have a vision for the role that you want money to serve in your life.

Like there has to be a more alluring end state that you are working toward than just, oh, I'm going to budget because like adults budget, right? So with that being said, if you are looking to do a little bit of a checkup for 2025, whether you are someone who has this stuff locked and loaded, or you've maybe never sat down and looked at your finances before, I would say pick two different

Like there has to be a more alluring end state that you are working toward than just, oh, I'm going to budget because like adults budget, right? So with that being said, if you are looking to do a little bit of a checkup for 2025, whether you are someone who has this stuff locked and loaded, or you've maybe never sat down and looked at your finances before, I would say pick two different

Like there has to be a more alluring end state that you are working toward than just, oh, I'm going to budget because like adults budget, right? So with that being said, if you are looking to do a little bit of a checkup for 2025, whether you are someone who has this stuff locked and loaded, or you've maybe never sat down and looked at your finances before, I would say pick two different

weekends to do these exercises. Don't try to do it all at the same time. Don't try to do it all at the same day. But in your first sit down with yourself, you are not going to look at your numbers at all, okay? You're just going to spend some time answering the question, where can money improve my life? Where, if I had the money, would my life really genuinely get better?

weekends to do these exercises. Don't try to do it all at the same time. Don't try to do it all at the same day. But in your first sit down with yourself, you are not going to look at your numbers at all, okay? You're just going to spend some time answering the question, where can money improve my life? Where, if I had the money, would my life really genuinely get better?

weekends to do these exercises. Don't try to do it all at the same time. Don't try to do it all at the same day. But in your first sit down with yourself, you are not going to look at your numbers at all, okay? You're just going to spend some time answering the question, where can money improve my life? Where, if I had the money, would my life really genuinely get better?

You're probably not going to sit there and be like, oh, you know, I'd order more stuff on Amazon. There's probably some specific things that you might have never actually like let yourself really dream about before. So this is an opportunity to dream big for a second. about how you would organize your life if money were not an object and then put some numbers around that.

You're probably not going to sit there and be like, oh, you know, I'd order more stuff on Amazon. There's probably some specific things that you might have never actually like let yourself really dream about before. So this is an opportunity to dream big for a second. about how you would organize your life if money were not an object and then put some numbers around that.

You're probably not going to sit there and be like, oh, you know, I'd order more stuff on Amazon. There's probably some specific things that you might have never actually like let yourself really dream about before. So this is an opportunity to dream big for a second. about how you would organize your life if money were not an object and then put some numbers around that.

So I had a friend do this and she was like, man, if money wasn't an object, like I would get my hair washed and blow dried professionally every week. I would go into the salon and get it done so I didn't have to wash it all week. That would be amazing. So we start penciling it out and I'm like, This is like a couple hundred bucks a month.

So I had a friend do this and she was like, man, if money wasn't an object, like I would get my hair washed and blow dried professionally every week. I would go into the salon and get it done so I didn't have to wash it all week. That would be amazing. So we start penciling it out and I'm like, This is like a couple hundred bucks a month.

So I had a friend do this and she was like, man, if money wasn't an object, like I would get my hair washed and blow dried professionally every week. I would go into the salon and get it done so I didn't have to wash it all week. That would be amazing. So we start penciling it out and I'm like, This is like a couple hundred bucks a month.

Like we're not talking about a, you know, a billionaire level change here. It wasn't really insurmountable. But the point is you want to get a holistic vision for like, where would I live? How would I eat? How would I travel? I'm going to put some ballpark numbers around the type of life that I really want to live. And then the next time you sit down with that vision in mind.

Like we're not talking about a, you know, a billionaire level change here. It wasn't really insurmountable. But the point is you want to get a holistic vision for like, where would I live? How would I eat? How would I travel? I'm going to put some ballpark numbers around the type of life that I really want to live. And then the next time you sit down with that vision in mind.