Katie

I didn't have any grasp on what was reasonable or what was too much. And since they were actually insurance salespeople, neither did they, honestly. But I think your personal financial tool, so whether you are using a wealth planner or you are using something else, should be able to do two things for you. Number one, it should give you some scaffolding around which you can build your budget.

I didn't have any grasp on what was reasonable or what was too much. And since they were actually insurance salespeople, neither did they, honestly. But I think your personal financial tool, so whether you are using a wealth planner or you are using something else, should be able to do two things for you. Number one, it should give you some scaffolding around which you can build your budget.

It should help you determine some high-level guidelines for what you, with your income, with your tax liability, with your goals, what you should be spending on everything from housing to travel so that you can then plan accordingly. So you can have a benchmark number to say, I'm actually going to dial that up because it's really important to me.

It should help you determine some high-level guidelines for what you, with your income, with your tax liability, with your goals, what you should be spending on everything from housing to travel so that you can then plan accordingly. So you can have a benchmark number to say, I'm actually going to dial that up because it's really important to me.

It should help you determine some high-level guidelines for what you, with your income, with your tax liability, with your goals, what you should be spending on everything from housing to travel so that you can then plan accordingly. So you can have a benchmark number to say, I'm actually going to dial that up because it's really important to me.

Or, hey, that's great to know I could spend 10% on my transportation, but I don't need that. I live in New York City. for that. Secondly, it should be able to help you understand what your path forward looks like if you continue to earn, spend, and invest in the way that you have been.

Or, hey, that's great to know I could spend 10% on my transportation, but I don't need that. I live in New York City. for that. Secondly, it should be able to help you understand what your path forward looks like if you continue to earn, spend, and invest in the way that you have been.

Or, hey, that's great to know I could spend 10% on my transportation, but I don't need that. I live in New York City. for that. Secondly, it should be able to help you understand what your path forward looks like if you continue to earn, spend, and invest in the way that you have been.

So that was the biggest thing that I felt was missing for most of the tools that I had tried and what I was trying to solve for when I made the first 12th planner a I didn't need to know how much I was spending on shampoo every month. That didn't matter. I needed to know how much longer am I going to have to work for income based on how I'm spending, how I'm investing right now.

So that was the biggest thing that I felt was missing for most of the tools that I had tried and what I was trying to solve for when I made the first 12th planner a I didn't need to know how much I was spending on shampoo every month. That didn't matter. I needed to know how much longer am I going to have to work for income based on how I'm spending, how I'm investing right now.

So that was the biggest thing that I felt was missing for most of the tools that I had tried and what I was trying to solve for when I made the first 12th planner a I didn't need to know how much I was spending on shampoo every month. That didn't matter. I needed to know how much longer am I going to have to work for income based on how I'm spending, how I'm investing right now.

So that's what we built. And that's what we have continued to iterate on every year.

So that's what we built. And that's what we have continued to iterate on every year.

So that's what we built. And that's what we have continued to iterate on every year.

Yeah, I still have so much respect for the FIRE movement. I would still consider myself on that path, although without the extreme frugality element. There was a period of time where when I was working in an office, I would... figure out, I kind of became friends with one of the big EAs in the office. And I got her to share the calendar with me that showed where the lunch meetings would be.

Yeah, I still have so much respect for the FIRE movement. I would still consider myself on that path, although without the extreme frugality element. There was a period of time where when I was working in an office, I would... figure out, I kind of became friends with one of the big EAs in the office. And I got her to share the calendar with me that showed where the lunch meetings would be.

Yeah, I still have so much respect for the FIRE movement. I would still consider myself on that path, although without the extreme frugality element. There was a period of time where when I was working in an office, I would... figure out, I kind of became friends with one of the big EAs in the office. And I got her to share the calendar with me that showed where the lunch meetings would be.

And then I would bring Tupperware to work and like go into the lunch meeting after it was over and like take some of the leftover food. So I didn't have to buy groceries. So there was a, there was a period where I was quite extreme about it. I think I have a more healthy relationship with money now, but fire is in many ways an approach to challenging the status quo.

And then I would bring Tupperware to work and like go into the lunch meeting after it was over and like take some of the leftover food. So I didn't have to buy groceries. So there was a, there was a period where I was quite extreme about it. I think I have a more healthy relationship with money now, but fire is in many ways an approach to challenging the status quo.

And then I would bring Tupperware to work and like go into the lunch meeting after it was over and like take some of the leftover food. So I didn't have to buy groceries. So there was a, there was a period where I was quite extreme about it. I think I have a more healthy relationship with money now, but fire is in many ways an approach to challenging the status quo.