Katie

My assumption, based on just kind of vibe checking it, is that there's still a pretty devoted micro, you know, there's always going to be that microcosm of people who is very attracted to this. But I do think that with the shift to work from home and telework, I think that there's been a bit of a...

I don't want to say existential crisis, but like, if you're not having to go into an office every day, that is probably going to lower the pressure that you feel. It certainly lowered it for me.

I don't want to say existential crisis, but like, if you're not having to go into an office every day, that is probably going to lower the pressure that you feel. It certainly lowered it for me.

I don't want to say existential crisis, but like, if you're not having to go into an office every day, that is probably going to lower the pressure that you feel. It certainly lowered it for me.

The difference between being physically in an office from eight to five every single day, all week long, that is a different mindset than someone who could, okay, well, I can actually continue to earn money from my house, or maybe I'm going to work part-time. There's a little bit more flexibility now, which I think has maybe taken the, um,

The difference between being physically in an office from eight to five every single day, all week long, that is a different mindset than someone who could, okay, well, I can actually continue to earn money from my house, or maybe I'm going to work part-time. There's a little bit more flexibility now, which I think has maybe taken the, um,

The difference between being physically in an office from eight to five every single day, all week long, that is a different mindset than someone who could, okay, well, I can actually continue to earn money from my house, or maybe I'm going to work part-time. There's a little bit more flexibility now, which I think has maybe taken the, um,

the urgency out of it for some people, which I think ultimately is healthy.

the urgency out of it for some people, which I think ultimately is healthy.

the urgency out of it for some people, which I think ultimately is healthy.

Yeah. So first of all, I would say any money that you are hoping to keep saved and growing for the long term shouldn't be in cash anyway. So your cash accounts, whether high yield or not, should really be for short term savings, money you intend to spend within the next couple of years. So can you seek more yield in money market funds or bonds? Could you do that? Sure.

Yeah. So first of all, I would say any money that you are hoping to keep saved and growing for the long term shouldn't be in cash anyway. So your cash accounts, whether high yield or not, should really be for short term savings, money you intend to spend within the next couple of years. So can you seek more yield in money market funds or bonds? Could you do that? Sure.

Yeah. So first of all, I would say any money that you are hoping to keep saved and growing for the long term shouldn't be in cash anyway. So your cash accounts, whether high yield or not, should really be for short term savings, money you intend to spend within the next couple of years. So can you seek more yield in money market funds or bonds? Could you do that? Sure.

I personally don't really stress myself out too much over savings account rates because in the grand scheme of things, your savings account yield matters so much less than your bigger picture investment questions like, okay, how much are you contributing to your long-term investments every single month? What is your asset allocation? Are you appropriately diversified?

I personally don't really stress myself out too much over savings account rates because in the grand scheme of things, your savings account yield matters so much less than your bigger picture investment questions like, okay, how much are you contributing to your long-term investments every single month? What is your asset allocation? Are you appropriately diversified?

I personally don't really stress myself out too much over savings account rates because in the grand scheme of things, your savings account yield matters so much less than your bigger picture investment questions like, okay, how much are you contributing to your long-term investments every single month? What is your asset allocation? Are you appropriately diversified?

Those are the things that I think really move the needle in the long run. So I always kind of tell people like, hey, don't overthink things like savings account yields. Ideally, your short-term savings are on the smaller side when compared to the money that you are saving and investing for the long term. I think probably the only...

Those are the things that I think really move the needle in the long run. So I always kind of tell people like, hey, don't overthink things like savings account yields. Ideally, your short-term savings are on the smaller side when compared to the money that you are saving and investing for the long term. I think probably the only...

Those are the things that I think really move the needle in the long run. So I always kind of tell people like, hey, don't overthink things like savings account yields. Ideally, your short-term savings are on the smaller side when compared to the money that you are saving and investing for the long term. I think probably the only...

The only use case where I would say that's different is if you are saving and investing for something like house down payment, where you are probably going to be accumulating quite a lot of money in this account. But again, in the grand scheme of things, if you're only going to be saving for, we'll say, fewer than five years, that's not really a meaningful amount of time for interest or