Katie

And in the meantime, what... is that margin that I could be investing? What is the opportunity cost of that margin? If I could be putting that in the stock market, what is the opportunity cost of that money going to be as well as the opportunity cost of your down payment?

And in the meantime, what... is that margin that I could be investing? What is the opportunity cost of that margin? If I could be putting that in the stock market, what is the opportunity cost of that money going to be as well as the opportunity cost of your down payment?

And in the meantime, what... is that margin that I could be investing? What is the opportunity cost of that margin? If I could be putting that in the stock market, what is the opportunity cost of that money going to be as well as the opportunity cost of your down payment?

You really can't get into a house these days or be competitive in this market unless you have a large down payment in most cases and in most markets. And that's also money that could be earning more for you elsewhere.

You really can't get into a house these days or be competitive in this market unless you have a large down payment in most cases and in most markets. And that's also money that could be earning more for you elsewhere.

You really can't get into a house these days or be competitive in this market unless you have a large down payment in most cases and in most markets. And that's also money that could be earning more for you elsewhere.

So I think there's like a great New York Times rent versus buy calculator that'll include all of these factors in it and really wrap it up for you and kind of spit out the path that might make the most sense for you that is inclusive of all these different variables. But... I've lived in several different places in the last couple years.

So I think there's like a great New York Times rent versus buy calculator that'll include all of these factors in it and really wrap it up for you and kind of spit out the path that might make the most sense for you that is inclusive of all these different variables. But... I've lived in several different places in the last couple years.

So I think there's like a great New York Times rent versus buy calculator that'll include all of these factors in it and really wrap it up for you and kind of spit out the path that might make the most sense for you that is inclusive of all these different variables. But... I've lived in several different places in the last couple years.

My husband's in the Air Force, and so we move every two years. And we're finally settling in Colorado now. But the math just really has been super warped, really, since we've begun looking. And that would have been, what, 2020, 2021? Yeah, 2021. So... I would just encourage people, like if you feel like it's impossible to buy a home, that's because it kind of is.

My husband's in the Air Force, and so we move every two years. And we're finally settling in Colorado now. But the math just really has been super warped, really, since we've begun looking. And that would have been, what, 2020, 2021? Yeah, 2021. So... I would just encourage people, like if you feel like it's impossible to buy a home, that's because it kind of is.

My husband's in the Air Force, and so we move every two years. And we're finally settling in Colorado now. But the math just really has been super warped, really, since we've begun looking. And that would have been, what, 2020, 2021? Yeah, 2021. So... I would just encourage people, like if you feel like it's impossible to buy a home, that's because it kind of is.

And like, there's no shame in renting. The only thing that I would say is if you're going to rent instead of buying, you should be looking at, okay, what should I be investing then to kind of make up that difference? If I'm not going to be, even if there's just a tiny sliver of equity that I would be building in those monthly payments, I do want to make sure I'm building equity in some asset.

And like, there's no shame in renting. The only thing that I would say is if you're going to rent instead of buying, you should be looking at, okay, what should I be investing then to kind of make up that difference? If I'm not going to be, even if there's just a tiny sliver of equity that I would be building in those monthly payments, I do want to make sure I'm building equity in some asset.

And like, there's no shame in renting. The only thing that I would say is if you're going to rent instead of buying, you should be looking at, okay, what should I be investing then to kind of make up that difference? If I'm not going to be, even if there's just a tiny sliver of equity that I would be building in those monthly payments, I do want to make sure I'm building equity in some asset.

And that's where public markets can be a really good alternative.

And that's where public markets can be a really good alternative.

And that's where public markets can be a really good alternative.

Proximity to Lake Tahoe, I think.

Proximity to Lake Tahoe, I think.