Katie
๐ค SpeakerAppearances Over Time
Podcast Appearances
is completely changing. So while I'm going to be making significant less amount of money, I'm also not going to be driving as much because me and my partner were long distance. And so I was spending a lot on gas just trying to go see him. And then we're going to be sharing a food budget. So all of those finances are definitely going to be different.
It's just I haven't been living here long enough to gauge what exactly that is. Luckily, he's in a position where if I lost my job, I'm able to rely on him financially for a little bit. But I don't like to put that on someone else. I like to be financially independent as much as I can.
It's just I haven't been living here long enough to gauge what exactly that is. Luckily, he's in a position where if I lost my job, I'm able to rely on him financially for a little bit. But I don't like to put that on someone else. I like to be financially independent as much as I can.
It's just I haven't been living here long enough to gauge what exactly that is. Luckily, he's in a position where if I lost my job, I'm able to rely on him financially for a little bit. But I don't like to put that on someone else. I like to be financially independent as much as I can.
And so thinking about that emergency fund, I believe I have saved up enough to withstand my new life from what I think it's going to be for the next six months. But it would probably wipe me out.
And so thinking about that emergency fund, I believe I have saved up enough to withstand my new life from what I think it's going to be for the next six months. But it would probably wipe me out.
And so thinking about that emergency fund, I believe I have saved up enough to withstand my new life from what I think it's going to be for the next six months. But it would probably wipe me out.
And I've definitely started looking into that budget framework. That was not anything that I've ever like heard of or considered because, you know, financial literacy was not necessarily part of my informal, informal education growing up. So this is a lot of like self-discovery recently. So I've been looking more into kind of that framework, you know, and I feel like I could fit within the 1520.
And I've definitely started looking into that budget framework. That was not anything that I've ever like heard of or considered because, you know, financial literacy was not necessarily part of my informal, informal education growing up. So this is a lot of like self-discovery recently. So I've been looking more into kind of that framework, you know, and I feel like I could fit within the 1520.
And I've definitely started looking into that budget framework. That was not anything that I've ever like heard of or considered because, you know, financial literacy was not necessarily part of my informal, informal education growing up. So this is a lot of like self-discovery recently. So I've been looking more into kind of that framework, you know, and I feel like I could fit within the 1520.
But in terms of the saving aspect, I think that's where I'm most like, And I'm like, how am I going to handle this in terms of if I'm not bringing in a lot of money, how do I break down money to go into a retirement versus money going into just my savings, cushioning either my emergency fund or anything like that? I don't have a lot left over to actually play with.
But in terms of the saving aspect, I think that's where I'm most like, And I'm like, how am I going to handle this in terms of if I'm not bringing in a lot of money, how do I break down money to go into a retirement versus money going into just my savings, cushioning either my emergency fund or anything like that? I don't have a lot left over to actually play with.
But in terms of the saving aspect, I think that's where I'm most like, And I'm like, how am I going to handle this in terms of if I'm not bringing in a lot of money, how do I break down money to go into a retirement versus money going into just my savings, cushioning either my emergency fund or anything like that? I don't have a lot left over to actually play with.
Is it worth putting $25 in my retirement or $50 in my savings?
Is it worth putting $25 in my retirement or $50 in my savings?
Is it worth putting $25 in my retirement or $50 in my savings?
I have just under $7,000 in my retirement. I kind of set my limit, like how much I was putting in the retirement when I started at the much lower pay scale. So I was only putting in, I think like 2.5% of my income. And I didn't scale that up as my pay increased. But then I also have just over $1,000 in another retirement account from a job that I had before this museum.
I have just under $7,000 in my retirement. I kind of set my limit, like how much I was putting in the retirement when I started at the much lower pay scale. So I was only putting in, I think like 2.5% of my income. And I didn't scale that up as my pay increased. But then I also have just over $1,000 in another retirement account from a job that I had before this museum.
I have just under $7,000 in my retirement. I kind of set my limit, like how much I was putting in the retirement when I started at the much lower pay scale. So I was only putting in, I think like 2.5% of my income. And I didn't scale that up as my pay increased. But then I also have just over $1,000 in another retirement account from a job that I had before this museum.
And I thought I had rolled it over into this retirement account, but I just found out I didn't. So I have these two retirement accounts with, I would say, just under $9,000 combined.