Kay

in the sense that my spouse and I have been in the same line of work for many, many years. We're both in our 50s. And we've been able to pay down all debt other than our mortgage and invest in retirement pretty much throughout our whole working lives.

in the sense that my spouse and I have been in the same line of work for many, many years. We're both in our 50s. And we've been able to pay down all debt other than our mortgage and invest in retirement pretty much throughout our whole working lives.

I think we could do a little bit better with figuring out our plan for the future. We don't have a lot of that in terms of when we can stop working, if ideal. And in some ways, it would be nice to figure out how to be more flexible in spending. We've been in a very save mindset for a very long time. And it's a little hard for us to transition to spending for fun.

I think we could do a little bit better with figuring out our plan for the future. We don't have a lot of that in terms of when we can stop working, if ideal. And in some ways, it would be nice to figure out how to be more flexible in spending. We've been in a very save mindset for a very long time. And it's a little hard for us to transition to spending for fun.

I think we could do a little bit better with figuring out our plan for the future. We don't have a lot of that in terms of when we can stop working, if ideal. And in some ways, it would be nice to figure out how to be more flexible in spending. We've been in a very save mindset for a very long time. And it's a little hard for us to transition to spending for fun.

We've been doing a lot of improvement spending for our home and our residence.

We've been doing a lot of improvement spending for our home and our residence.

We've been doing a lot of improvement spending for our home and our residence.

Sure. We have a lot of nephews and we live far away from everybody. And something I started when one of the nephews was born was thinking about how to give them a gift over time. And we landed on high school graduation as sort of a natural ending point. So what we started doing was purchasing savings bonds in a small amount of $50 for each birthday and Christmas.

Sure. We have a lot of nephews and we live far away from everybody. And something I started when one of the nephews was born was thinking about how to give them a gift over time. And we landed on high school graduation as sort of a natural ending point. So what we started doing was purchasing savings bonds in a small amount of $50 for each birthday and Christmas.

Sure. We have a lot of nephews and we live far away from everybody. And something I started when one of the nephews was born was thinking about how to give them a gift over time. And we landed on high school graduation as sort of a natural ending point. So what we started doing was purchasing savings bonds in a small amount of $50 for each birthday and Christmas.

because our family celebrates that, with the intention of upon graduation, we would surprise the graduate with this somewhat larger than normal graduation gift. And so I've been doing that online, which is fantastic, except now I don't know how to get it out.

because our family celebrates that, with the intention of upon graduation, we would surprise the graduate with this somewhat larger than normal graduation gift. And so I've been doing that online, which is fantastic, except now I don't know how to get it out.

because our family celebrates that, with the intention of upon graduation, we would surprise the graduate with this somewhat larger than normal graduation gift. And so I've been doing that online, which is fantastic, except now I don't know how to get it out.

Interesting. Okay. So I have to work with him afterwards to get it all figured out.

Interesting. Okay. So I have to work with him afterwards to get it all figured out.

Interesting. Okay. So I have to work with him afterwards to get it all figured out.

No, I think that's helpful a lot.

No, I think that's helpful a lot.

No, I think that's helpful a lot.