Kay

We like to travel occasionally, but I don't see us traveling widely to any great degree. And I can also imagine a future where we don't move, where we stay exactly where we are and are happy here.

We like to travel occasionally, but I don't see us traveling widely to any great degree. And I can also imagine a future where we don't move, where we stay exactly where we are and are happy here.

Yeah, it's so tricky to kind of plan 15 years in the future without knowing all the variables.

Yeah, it's so tricky to kind of plan 15 years in the future without knowing all the variables.

Yeah, it's so tricky to kind of plan 15 years in the future without knowing all the variables.

That is super helpful, actually, that kind of philosophy. And we have to go back and look through how much we have in Roth versus how much we have in the standard IRAs to kind of figure out the tax liabilities there too.

That is super helpful, actually, that kind of philosophy. And we have to go back and look through how much we have in Roth versus how much we have in the standard IRAs to kind of figure out the tax liabilities there too.

That is super helpful, actually, that kind of philosophy. And we have to go back and look through how much we have in Roth versus how much we have in the standard IRAs to kind of figure out the tax liabilities there too.

Right.

Right.

Right.

I think we're more fortunate because when we started working, Ross had sort of just recently been a thing. And so our personal investments were always through the Roth as much as we could when we maxed them out early on in our lives. And there were some years we couldn't, but we did as much as we could. So it looks not quite 50-50, but it is probably 60-40 split.

I think we're more fortunate because when we started working, Ross had sort of just recently been a thing. And so our personal investments were always through the Roth as much as we could when we maxed them out early on in our lives. And there were some years we couldn't, but we did as much as we could. So it looks not quite 50-50, but it is probably 60-40 split.

I think we're more fortunate because when we started working, Ross had sort of just recently been a thing. And so our personal investments were always through the Roth as much as we could when we maxed them out early on in our lives. And there were some years we couldn't, but we did as much as we could. So it looks not quite 50-50, but it is probably 60-40 split.

That makes sense. And we also have health savings accounts that we started a little while ago, a couple years back. Would you recommend letting that grow if we can pay for our health expenses out of pocket initially just to leave it sort of for what hopefully will be our later days in life when we need a little bit more health care and have it right there?

That makes sense. And we also have health savings accounts that we started a little while ago, a couple years back. Would you recommend letting that grow if we can pay for our health expenses out of pocket initially just to leave it sort of for what hopefully will be our later days in life when we need a little bit more health care and have it right there?

That makes sense. And we also have health savings accounts that we started a little while ago, a couple years back. Would you recommend letting that grow if we can pay for our health expenses out of pocket initially just to leave it sort of for what hopefully will be our later days in life when we need a little bit more health care and have it right there?

Sure. Yeah.

Sure. Yeah.

Sure. Yeah.