Kel / Rose

So we want to know what steps should we prioritize to manage and pay off our current debt, given we have, you know, the renovation loan that we took out, our student loans and car payment, and even with credit card debt.

Okay, so the car, we owe about $15,000. Okay. Student loans, it's about $130,000 for the both of us. Okay. Yeah. And that's just our undergraduate loan. And then our renovation loans, we took out about $70,000. Okay. And then with credit card debt in total with both my husband and I, it's about, I would say, $70,000.

Okay, so the car, we owe about $15,000. Okay. Student loans, it's about $130,000 for the both of us. Okay. Yeah. And that's just our undergraduate loan. And then our renovation loans, we took out about $70,000. Okay. And then with credit card debt in total with both my husband and I, it's about, I would say, $70,000.

Okay, so the car, we owe about $15,000. Okay. Student loans, it's about $130,000 for the both of us. Okay. Yeah. And that's just our undergraduate loan. And then our renovation loans, we took out about $70,000. Okay. And then with credit card debt in total with both my husband and I, it's about, I would say, $70,000.

Yeah, so we used the credit cards. Just a little bit back story. When we took out the loans was to pay a contractor to do work in our home, but the contractor did not finish everything that he did not actually complete what he promised to do. So we ended up having to use our credit card to cover a lot of the other expenses.

Yeah, so we used the credit cards. Just a little bit back story. When we took out the loans was to pay a contractor to do work in our home, but the contractor did not finish everything that he did not actually complete what he promised to do. So we ended up having to use our credit card to cover a lot of the other expenses.

Yeah, so we used the credit cards. Just a little bit back story. When we took out the loans was to pay a contractor to do work in our home, but the contractor did not finish everything that he did not actually complete what he promised to do. So we ended up having to use our credit card to cover a lot of the other expenses.

We had other contractors and even people to come in and fix some of the issues that he had left with the house. along with just buying appliances and everything. All right.

We had other contractors and even people to come in and fix some of the issues that he had left with the house. along with just buying appliances and everything. All right.

We had other contractors and even people to come in and fix some of the issues that he had left with the house. along with just buying appliances and everything. All right.

It would be close, with his two jobs, roughly about $180,000. Okay.

It would be close, with his two jobs, roughly about $180,000. Okay.

It would be close, with his two jobs, roughly about $180,000. Okay.

But one, he ended up getting a part-time job and it's just been a lot where all of our money is just going towards bills where we find that we don't have any other wiggle room to do anything else. Yeah. And then we just... On March, we'll make a two-year anniversary since we've gotten married.

But one, he ended up getting a part-time job and it's just been a lot where all of our money is just going towards bills where we find that we don't have any other wiggle room to do anything else. Yeah. And then we just... On March, we'll make a two-year anniversary since we've gotten married.

But one, he ended up getting a part-time job and it's just been a lot where all of our money is just going towards bills where we find that we don't have any other wiggle room to do anything else. Yeah. And then we just... On March, we'll make a two-year anniversary since we've gotten married.

So we're a pretty young couple, and my husband would like to go back to school eventually and go into medical school. And he has that dream since he was a child. So essentially, we would love to pay off our debt so we can start living our lives again.

So we're a pretty young couple, and my husband would like to go back to school eventually and go into medical school. And he has that dream since he was a child. So essentially, we would love to pay off our debt so we can start living our lives again.

So we're a pretty young couple, and my husband would like to go back to school eventually and go into medical school. And he has that dream since he was a child. So essentially, we would love to pay off our debt so we can start living our lives again.

Right now, we're just drowning.