Kel Galavan

It is good to be back.

Actually, nice to see your face again.

I think that's the short version of it.

Well, no, look, like the super short version, got caught in the recession, had ridiculous debt because negative equity and all that kind of stuff.

Took a decade to get out of that.

In the meantime, I had children, realised that because I'd thrown myself into work and I was a breadwinner, I wasn't seeing them.

I wanted one year out with my kids just and then put myself back out and work again.

So I walked away from my 16 year career.

Embarked on a no spend year where we cut our outgoings by over 27 and a half thousand euro.

Oh my gosh.

Yes.

And during that, I opened my first ever social media account and the rest, Aideen, is history.

That is an excellent question because that's what we know and that's what we've had before.

And it was one of the first kind of big government-backed things that Irish people could get involved in.

It's looking like it's not going to be like that.

The SSIA was a state-backed saving scheme, essentially.

You put your money in.

for a particular amount of time, and then you got this top up of 25% on top of whatever you'd earned during that.

This is looking to be something different.

So this will be, and we still need clarification on it, a savings investing scheme.