Kel Galavan

So what I would say to people is sit down and know your money, right?

before you start investing, make sure you have your savings in place.

And now I know we're good at saving, but put structure on it.

Have your rainy day fund, have your emergency fund, have your sinking funds.

Within that, your savings can still earn money.

There are options to get better returns on your savings.

Maybe not necessarily in your typical bank, but I think we need to remember that we're Europeans as well.

And a huge amount has happened with regards passporting and having access to European banks and things like that.

Yeah.

So you could, you could save money in a German bank.

Exactly.

And like, there's lovely things like, so RaisinBank is a bank and I'm sure maybe people have heard of it, but they also essentially act like a platform.

So like a bankers or a switcher where you can actually compare different saving products, different savings accounts, essentially.

all across Europe.

And we are European.

And most of these banks, they are regulated not only by the European Central Bank, but they're also regulated by the Irish Central Bank, which is really important to have.

And the second big thing is they're also covered by the deposit guarantee scheme.

So in essence, you are as protected with many of those as you are with a bank that's based originally in Ireland.

You can easily get 2% or 3% interest.

First of all, the fact that you're asking the question is brilliant.