Kel Galavan

Well, yes.

So about...

Eight years ago now, a set of rules came in for European investors called MIFID, MIFID rules, MIFID 1 and MIFID 2.

And they made sure that every ETF or every fund that was out there was properly regulated, had the right paperwork, it was transparent.

So generally for European investors, you want to look for ETFs that are regulated properly.

Okay.

Yeah.

And that's basically what that means.

But as you get better with it, you learn this.

It's just a skill.

It sounds scary, but it's not.

There are things you can do.

Okay.

And really powerful things that you can do.

I think what you're kind of alluding to there is that, is there somewhere you can essentially invest or put your money that you'll get a better return?

The higher the chance of a return, the more risk you're going to take.

Okay.

And you need to be aware of that.

Ironically, interestingly, and it can sound

a bit, not counterintuitive, but some of the quickest wins we can get is just looking at what we're doing on a day-to-day basis.