Kelsey

I started getting collection notices. The first big one was the car.

I started getting collection notices. The first big one was the car.

Kelsey assumed... Like she's getting the same notification, so she's going to pay for it, right? That was the first notification. And then I started getting mail constantly saying, phone bills, credit card debts, things that had my name and her name on together. And it was significant. It was like thousands and thousands of dollars.

Kelsey assumed... Like she's getting the same notification, so she's going to pay for it, right? That was the first notification. And then I started getting mail constantly saying, phone bills, credit card debts, things that had my name and her name on together. And it was significant. It was like thousands and thousands of dollars.

Kelsey assumed... Like she's getting the same notification, so she's going to pay for it, right? That was the first notification. And then I started getting mail constantly saying, phone bills, credit card debts, things that had my name and her name on together. And it was significant. It was like thousands and thousands of dollars.

I was just starting to get really frustrated. I was like, how, how is this happening? So the very first thing I did was try to contact her. She didn't answer. She had blocked me.

I was just starting to get really frustrated. I was like, how, how is this happening? So the very first thing I did was try to contact her. She didn't answer. She had blocked me.

I was just starting to get really frustrated. I was like, how, how is this happening? So the very first thing I did was try to contact her. She didn't answer. She had blocked me.

So I paid an attorney to check all the legal processes in every state we had lived in to see if they had started divorce paperwork at all. And Morgan had never, ever filed.

So I paid an attorney to check all the legal processes in every state we had lived in to see if they had started divorce paperwork at all. And Morgan had never, ever filed.

So I paid an attorney to check all the legal processes in every state we had lived in to see if they had started divorce paperwork at all. And Morgan had never, ever filed.

I was like, there's no way she would lie about this.

I was like, there's no way she would lie about this.

I was like, there's no way she would lie about this.

Oh my God, I have been avoiding the reality of this forever. Like, I haven't ever thought to check anything regarding our divorce paperwork. I didn't know to, like... flag her on any of my banks to not have access to my stuff. Like we were legally married.

Oh my God, I have been avoiding the reality of this forever. Like, I haven't ever thought to check anything regarding our divorce paperwork. I didn't know to, like... flag her on any of my banks to not have access to my stuff. Like we were legally married.

Oh my God, I have been avoiding the reality of this forever. Like, I haven't ever thought to check anything regarding our divorce paperwork. I didn't know to, like... flag her on any of my banks to not have access to my stuff. Like we were legally married.

And so suddenly I realized there were so many connections that I still had to her and didn't know the gravity of until I was presenting this lawyer, this debt paperwork. Morgan's debt had piled up to an astonishing number. Just the payoff alone, like just what I knew collectors had sent to me, that was dinging on my credit report, was about $60,000.

And so suddenly I realized there were so many connections that I still had to her and didn't know the gravity of until I was presenting this lawyer, this debt paperwork. Morgan's debt had piled up to an astonishing number. Just the payoff alone, like just what I knew collectors had sent to me, that was dinging on my credit report, was about $60,000.

And so suddenly I realized there were so many connections that I still had to her and didn't know the gravity of until I was presenting this lawyer, this debt paperwork. Morgan's debt had piled up to an astonishing number. Just the payoff alone, like just what I knew collectors had sent to me, that was dinging on my credit report, was about $60,000.