Podcast Appearances
I wish it was the Raiders, but you know, if it can't be the Raiders, uh, you know, we'll go for the Waz as my second team.
So, um,
Yeah, no, things are good.
Feeling positive.
Sorry, nice one.
Yeah, it sounds like the weather's a good thing across the country.
Yeah, it was looking okay up until the last bit when it didn't look okay.
But yeah, that sport.
with that increase in the speed limit, people are showing a bit of a willingness to take up that higher LVR debt.
Yeah, so, yeah, some kind of return to normality.
I mean, obviously, the December numbers were just sort of off the charts in terms of craziness with all that bank switching going on or refi, as it's called in the industry.
So, yeah, it all came back off that massive peak in January, which was as expected.
And we've already seen that the sales volumes numbers dropped.
tail off.
So you'd anticipate the same thing to come through in the lending data.
So we definitely saw that.
About $14 billion of lending in December, as I say, driven by that bank switching, came back to about $6 billion in January, which there's going to be a seasonality thing in there as well with January always being quieter.
So it was always likely to fall.
But when you compare January back to January 2025,
it was still up about a billion dollars or 900 million so you know not bad in its own right it just looks quite soft on a chart when you're comparing it back to that crazy december spike so um yeah it wasn't a bad month but quieter than december