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Kelvin Davidson

Kelvin Davidson

๐Ÿ‘ค Speaker
938 total appearances

Appearances Over Time

Podcast Appearances

The NZ Property Market Podcast
The January lending reset & the record-breaking FHB

Get some of that chat from the front line.

The NZ Property Market Podcast
The January lending reset & the record-breaking FHB

I guess what they're seeing in terms of activity, whether there's any sort of clear evidence of upturn there.

The NZ Property Market Podcast
The January lending reset & the record-breaking FHB

So yeah, it'll be a good one.

The NZ Property Market Podcast
OCR hold - balanced and patient

Well, yeah, but for everyone is the way I'm sort of summing this up.

The NZ Property Market Podcast
OCR hold - balanced and patient

I mean, you know, a lot of things were sort of, obviously the OCR itself was left unchanged, but a lot of the economic forecasts were sort of as anticipated as well.

The NZ Property Market Podcast
OCR hold - balanced and patient

They've got economic growth coming back, you know, GDP rising about 3% this year, kind of pretty standard forecast.

The NZ Property Market Podcast
OCR hold - balanced and patient

employment growth coming through, the unemployment rate edging lower.

The NZ Property Market Podcast
OCR hold - balanced and patient

They've got that going down to about 5% by the end of the year.

The NZ Property Market Podcast
OCR hold - balanced and patient

So that's sort of the vibe is similar to last time.

The NZ Property Market Podcast
OCR hold - balanced and patient

They said probably think that CPI inflation is back within the target already in the current quarter.

The NZ Property Market Podcast
OCR hold - balanced and patient

So, you know, a temporary kind of rise above 3% tail end of last year, back probably within target right now.

The NZ Property Market Podcast
OCR hold - balanced and patient

So yeah, lots of

The NZ Property Market Podcast
OCR hold - balanced and patient

Lots of things as you'd expect.

The NZ Property Market Podcast
OCR hold - balanced and patient

They talked about spare capacity being a key factor there, bringing down inflation again, and sort of fits really strongly with the guidance they gave in the last statement.

The NZ Property Market Podcast
OCR hold - balanced and patient

So yeah, and statements like quotes from the release, things like, if the economy evolves as expected, they'll keep monetary policy accommodative for some time.

The NZ Property Market Podcast
OCR hold - balanced and patient

So sort of hints at no rush to shift.

The NZ Property Market Podcast
OCR hold - balanced and patient

However, one thing that did change, just ever so slightly, was the official cash rate track itself.

The NZ Property Market Podcast
OCR hold - balanced and patient

So now it looks pretty likely that they plan to, rather than the first increase coming in early next year, early 2027, they now plan to push that through into late 2026.

The NZ Property Market Podcast
OCR hold - balanced and patient

Now the timing's a little bit hard to pin down because of the way they express the numbers.

The NZ Property Market Podcast
OCR hold - balanced and patient

I guess they give themselves a wee bit of