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Kelvin Davidson

Kelvin Davidson

๐Ÿ‘ค Speaker
558 total appearances

Appearances Over Time

Podcast Appearances

The NZ Property Market Podcast
The January lending reset & the record-breaking FHB

Yeah, actually, just on the stock numbers, you also get a cut of the figures by sort of non-performing loans, sort of how much bad debt the banks are allowing for.

The NZ Property Market Podcast
The January lending reset & the record-breaking FHB

Those figures still sort of under control, if you want to call it that.

The NZ Property Market Podcast
The January lending reset & the record-breaking FHB

You know, yep, not great if you're behind on your loan.

The NZ Property Market Podcast
The January lending reset & the record-breaking FHB

For those individuals, not ideal.

The NZ Property Market Podcast
The January lending reset & the record-breaking FHB

But in a wider, I guess, financial stability sense, there's still...

The NZ Property Market Podcast
The January lending reset & the record-breaking FHB

no real issues there non-performing loan ratios still pretty low and over time the banks have been just slowly creeping down the amount of money i guess they're holding for potential bad debts the the um sort of reserves i guess they're holding back those numbers are coming down too so yeah there's again it's something that

The NZ Property Market Podcast
The January lending reset & the record-breaking FHB

It's been sitting in the background in this cycle.

The NZ Property Market Podcast
The January lending reset & the record-breaking FHB

There just hasn't been much concern about bad debts, non-performing loans, mortgagee sales.

The NZ Property Market Podcast
The January lending reset & the record-breaking FHB

All those things are still pretty low.

The NZ Property Market Podcast
The January lending reset & the record-breaking FHB

So yeah, we'll keep watching it.

The NZ Property Market Podcast
The January lending reset & the record-breaking FHB

But right now, there's kind of no news there, I guess.

The NZ Property Market Podcast
The January lending reset & the record-breaking FHB

Yeah, no, it was good.

The NZ Property Market Podcast
The January lending reset & the record-breaking FHB

Yeah, plenty of media interest.

The NZ Property Market Podcast
The January lending reset & the record-breaking FHB

It's one of those things we're only doing once a year, so people have their ears perked up by this release.

The NZ Property Market Podcast
The January lending reset & the record-breaking FHB

Yeah, it's fronted both in Australia and here by two bald, bearded males talking about women and property, so that's always a bit of a backstory to it.

The NZ Property Market Podcast
The January lending reset & the record-breaking FHB

No, the report itself was really good.

The NZ Property Market Podcast
The January lending reset & the record-breaking FHB

It's based on a survey.

The NZ Property Market Podcast
The January lending reset & the record-breaking FHB

So it's a wee bit different, I guess, than what we're typically doing.

The NZ Property Market Podcast
The January lending reset & the record-breaking FHB

We're using our own proprietary data and it's pretty hard evidence most of the time.

The NZ Property Market Podcast
The January lending reset & the record-breaking FHB

This is, I guess, not softer necessarily, but it's survey stuff.