Podcast Appearances
For a little while, probably he'd characterize 2025 really as that was the big picture theme, not only for December or Q4, but probably the year as a whole.
And yeah, we'll see how it plays out this year.
Now, just flag up, watching data this week, biggie for me, my second favorite data set is Reserve Bank lending figures.
So that's out on Thursday this week.
Now, big interest around, so this is for December, big interest around bank switching.
You know, did the 1.5% cashbacks in November.
led to a real big spike in people switching banks definitely heard anecdotally that that was the case whether the whether the lags in the process have just meant it shows through in December or whether it's January you're never never quite sure but that'll be a biggie to watch you know has that driven bank switching up a lot and then of course the LVRs were loosened on the 1st of December too so again maybe the lags aren't quite sort of long enough yet to allow it to flow through to the hard data but um
yeah that'll be one to keep an eye on as well i've heard maybe anecdotally that you know there's still just a little bit of caution around higher lvr finance you know people um yep first time buyers are getting in with reduced deposit but nothing's really changed you know there's still this sort of cautious attitude there both from from banks and borrowers so um yeah maybe a lot of switching maybe not so much in terms of a jump in higher lvr lending even though the speed limit's loosened
So that's the buggy for me.
Second favorite data set, my favorite, of course, is bioclassification from Cotality.
But heaps of information in that lending data set too.
yeah i don't know those are my thoughts mate anything else on your mind anything interesting over the weekend uh yeah not not uh not too much i i'm i'm definitely uh in the same boat with school holidays it's felt pretty good up until now this this last week feels like it's just a week too long you know uh back at school today would be ideal so anyway but but come next monday and say yep kids back at school depending on when they exactly start um i know you're a couple of days later but uh
Yep, I'm in the same boat.
School holidays probably need to end fairly soon.
But yeah, not much else to report.
My wife went to Ed Sheeran on Saturday night in Christchurch.
It was hosing down, so they got pretty wet, and I saw he was running out of guitars because they'd stopped working because they were getting too wet.
yeah not ideal but what are you gonna do i mean the concert was on let's do it a good time um i don't know if we want to tie that to property you know maybe some some people coming into the into the city spending money you know maybe it filters out into into christchurch's property market who knows might be drawing a long bow on that one uh you know the linkage between an ed sharing concert and um you know christchurch's housing market but yeah um tying into property in some way but um yeah that's about it like i said king for school holidays to end