Ken Coleman

Okay.

And do you need to work from home just because of the little one?

Do you have family or friends that, if you had to, I'm not making you commit to this, but I just want to know, is it possible that other people could watch your child?

Yes.

Do you have any control over your budget or do you feel like you're paycheck to paycheck and not knowing where your money's coming and going?

Does that bump you up from the number that you gave us, or did that include your overtime?

Okay.

So we could say $200 to $400 if you're getting overtime in addition.

What's your hourly rate or are you on salary?

Yeah.

And the reason I went that line of direction of questions right out of the gate is the answer to your question is, and Jade will walk you through, where can we cut?

Make sure you really got your budget in line.

But you're going to need to make some more money.

You just are going to.

It's going to make you that you're getting out of debt.

Now, here's the great news.

And Jade will give you more insight on this.

But the $25,000 doesn't freak me out for you.

However, we do need to get more income.

And especially if you're going to want to save up money for a down payment on a home.