Ken Coleman

So one of our problems, Antoinette, is you don't have a firm grasp of your numbers.

Oh, but it's not about that.

It's about do you have a file in your house somewhere where we get the car information?

Why do you need a minivan if you're driving a truck all the time?

And you're popular, so you and the ladies are hopping in the minivan.

Okay, all right, I'm trying to catch up here.

Okay.

Because I'm trying to figure out, honestly, if we can sell the minivan.

What year?

Are you an independent contractor?

In other words, work for yourself or do you work for a company?

And let me do a quick follow-up, Antoinette, because I didn't hear you.

That's my fault.

Did you say you're independent?

And the reason I'm asking this, did you say you're independent?

Okay, do they have a 401k or some type of retirement program that you can be contributing to?

Because you have nothing.

So we can run these numbers, but I mean, the baby steps as we teach them is $1,000 in savings just for basic emergencies.

Baby step two is to pay off your debt, smallest to largest.

That's why Rachel leaned in there.