Ken Coleman

Because the other part you're not taking into account is once you free up that mortgage payment, number one, you can invest that amount and you'll likely be back to where you were pretty quickly.

I assume you guys have a great income the way you're talking.

Okay.

So can we agree that you could save up 300,000 bucks pretty quickly with your income if you had zero debt?

Yeah, absolutely.

Okay.

Next question.

Are you going to be broke in retirement if you pay off your mortgage and liquidate that investment account?

So the argument is, do I want 5.6 million in retirement when I am 63 or will it be 5.3, but with a paid for mortgage?

Can we agree that's kind of what we're, it's kind of like both scenarios are pretty great.

We can agree there.

Yeah.

The other question, are you both working full time right now?

Yes.

Now let's play this out.

What if somebody lost their job, had a health situation, there was a recession, all of the factors that can happen in life to where now you go, oh gosh, I'd rather not have a mortgage when life comes at me.

Okay, well, have fun having a disagreement in your marriage for the rest of your life.

Her security glance flaring up.

It's not because of Ramsey.

It's because there's something in her that knows that peace is more than just the spread.