Ken Coleman

Sure.

What do you do for a living?

Okay.

And what does your wife do?

I'm going to start right here and go right to what I think is one of the key things we need to address today is what is the amount of income after taxes, if Jade and I could just put it into your account today, what amount of money would allow you to start making progress and feel like you're actually getting momentum?

Let's just assume I'm giving you extra income after taxes every month.

I'm asking you, do you know how much money extra a month, if I gave it to you in payments, what would make a huge difference for you to where you go?

Not only am I taking care of it, but I'm actually starting to knock this debt down.

I'm making progress.

I see momentum.

What's that number?

Additional income.

That's the problem.

You see what I'm saying?

That wasn't a trap question, but I don't think you're on a budget.

Am I right?

Correct.

So the reason I ask you that is because that's part of the issue.

Your wife needs to be working at minimum 40 hours.

Seasonal work for people who are broke and are worrying about bankruptcy is not an option.