Ken Coleman

So I also don't want you to just impulsively jump out either. So I would, uh, I would work with an agent and get some more facts on what's going on and what the timelines are. But are you guys in a good financial spot? Do you guys have any debt?

So I also don't want you to just impulsively jump out either. So I would, uh, I would work with an agent and get some more facts on what's going on and what the timelines are. But are you guys in a good financial spot? Do you guys have any debt?

Do you have a mortgage on the, on the house?

Do you have a mortgage on the, on the house?

Do you have a mortgage on the, on the house?

Okay, good. So, again, if you took a loss on this, it's not going to disrupt your financial life and your future. You would just go, well, we paid a stupid tax. We're going to do a better job next time. I'm doubling down on my answer.

Okay, good. So, again, if you took a loss on this, it's not going to disrupt your financial life and your future. You would just go, well, we paid a stupid tax. We're going to do a better job next time. I'm doubling down on my answer.

Okay, good. So, again, if you took a loss on this, it's not going to disrupt your financial life and your future. You would just go, well, we paid a stupid tax. We're going to do a better job next time. I'm doubling down on my answer.

I guess the bigger question is, were you guys ever doing the Ramsey plan straight up? Or did you veer off at some point where you went, we need more savings? Where did that come into play?

I guess the bigger question is, were you guys ever doing the Ramsey plan straight up? Or did you veer off at some point where you went, we need more savings? Where did that come into play?

I guess the bigger question is, were you guys ever doing the Ramsey plan straight up? Or did you veer off at some point where you went, we need more savings? Where did that come into play?

Okay. So far, let me tell you what I'm hearing. We paid off higher balances first. Okay, that's not the debt snowball, not the Ramsey plan.

Okay. So far, let me tell you what I'm hearing. We paid off higher balances first. Okay, that's not the debt snowball, not the Ramsey plan.

Okay. So far, let me tell you what I'm hearing. We paid off higher balances first. Okay, that's not the debt snowball, not the Ramsey plan.

Okay, I'm just trying to get it straight. Were you guys aligned in the first place on, hey, we're doing this Ramsey plan, it's weird, it's a little bit scary, we're going to have $1,000 and we're going to tackle this debt? Because it sounds like at some point someone got a little comfortable, well, I got a bonus, it might be nice to just stash that away instead of throwing it at the debt, right?

Okay, I'm just trying to get it straight. Were you guys aligned in the first place on, hey, we're doing this Ramsey plan, it's weird, it's a little bit scary, we're going to have $1,000 and we're going to tackle this debt? Because it sounds like at some point someone got a little comfortable, well, I got a bonus, it might be nice to just stash that away instead of throwing it at the debt, right?

Okay, I'm just trying to get it straight. Were you guys aligned in the first place on, hey, we're doing this Ramsey plan, it's weird, it's a little bit scary, we're going to have $1,000 and we're going to tackle this debt? Because it sounds like at some point someone got a little comfortable, well, I got a bonus, it might be nice to just stash that away instead of throwing it at the debt, right?

uh more than just the minimum payment on our credit cards and sock away a couple extra so you kind of got your head above water and said man it'd be nice to have a little bit in savings and i love that you said we so you acknowledged this is not him versus you this is something that we decided together so it might be time to have another conversation go hey i know we decided to do this don't make it an accusation just say but i want to get realigned on the unity of this plan i really i'm thinking we should take the savings the majority of it and throw it at the debt

uh more than just the minimum payment on our credit cards and sock away a couple extra so you kind of got your head above water and said man it'd be nice to have a little bit in savings and i love that you said we so you acknowledged this is not him versus you this is something that we decided together so it might be time to have another conversation go hey i know we decided to do this don't make it an accusation just say but i want to get realigned on the unity of this plan i really i'm thinking we should take the savings the majority of it and throw it at the debt

uh more than just the minimum payment on our credit cards and sock away a couple extra so you kind of got your head above water and said man it'd be nice to have a little bit in savings and i love that you said we so you acknowledged this is not him versus you this is something that we decided together so it might be time to have another conversation go hey i know we decided to do this don't make it an accusation just say but i want to get realigned on the unity of this plan i really i'm thinking we should take the savings the majority of it and throw it at the debt