Ken Coleman

Or if it's not a path there and you don't want to be in hospitality, decide what is it that I want to do and start to get very intentional at 32.

The good news is you've avoided a lot of crazy debt at this point.

Bad news is you don't have a plan, and we do have a plan.

So welcome to the show and the baby steps, but all you got to do is walk this out, you know?

No question.

Oh, I'm sorry.

I thought you were going to make another point.

Well, listen, this is all you can control is his effort, right?

So he's going to keep working.

Can he get better paying gigs?

We're selling everything.

We're going to try to whittle this thing down and get some momentum.

Right now, with all the health stuff, it has exacerbated all of the financial stress.

And Dave just did a great job of really laying this out.

You've got to make that switch.

to the best of your ability, mentally and emotionally, to focus on what we can't control.

So how can we begin to chip away?

We're upside down in the car.

We need the car.

It's not out of control.