Ken Coleman

As far as I know of, yes.

I think you need to have a come to Jesus meeting and say, I got to know everything about what's going on in your life. And you're going to know everything that's going on in my life until this is all over. But we need to make a game plan. Yes. Okay. I'm so sorry. You can talk to a real estate attorney and dig into that, but that's going to cost you too.

I think you need to have a come to Jesus meeting and say, I got to know everything about what's going on in your life. And you're going to know everything that's going on in my life until this is all over. But we need to make a game plan. Yes. Okay. I'm so sorry. You can talk to a real estate attorney and dig into that, but that's going to cost you too.

I think you need to have a come to Jesus meeting and say, I got to know everything about what's going on in your life. And you're going to know everything that's going on in my life until this is all over. But we need to make a game plan. Yes. Okay. I'm so sorry. You can talk to a real estate attorney and dig into that, but that's going to cost you too.

But I really hope this doesn't end in foreclosure and you have an amazing income. Use that to your advantage to catch up and get out of this thing with as little damage as possible.

But I really hope this doesn't end in foreclosure and you have an amazing income. Use that to your advantage to catch up and get out of this thing with as little damage as possible.

But I really hope this doesn't end in foreclosure and you have an amazing income. Use that to your advantage to catch up and get out of this thing with as little damage as possible.

I'm on baby step seven and want to stay there, but I don't understand how to do it. I have future debt coming and I don't know how I can account for it in your plan. For example, I know I will need to buy a new car in the next three years. I also have home repairs that need addressing. How do I account for these upcoming expenditures? Love that. We need to bring back expenditures.

I'm on baby step seven and want to stay there, but I don't understand how to do it. I have future debt coming and I don't know how I can account for it in your plan. For example, I know I will need to buy a new car in the next three years. I also have home repairs that need addressing. How do I account for these upcoming expenditures? Love that. We need to bring back expenditures.

I'm on baby step seven and want to stay there, but I don't understand how to do it. I have future debt coming and I don't know how I can account for it in your plan. For example, I know I will need to buy a new car in the next three years. I also have home repairs that need addressing. How do I account for these upcoming expenditures? Love that. We need to bring back expenditures.

What a great word.

What a great word.

What a great word.

Pre-deciding that you're going to have debt is a great way to go into debt. So I would just decide I'm not going to go into debt for any of this. Nobody needs to buy a brand new car in the next three years. You can buy a used car and you can pay cash. And the way to do all of this, the home repairs that need addressing, you know these are coming up.

Pre-deciding that you're going to have debt is a great way to go into debt. So I would just decide I'm not going to go into debt for any of this. Nobody needs to buy a brand new car in the next three years. You can buy a used car and you can pay cash. And the way to do all of this, the home repairs that need addressing, you know these are coming up.

Pre-deciding that you're going to have debt is a great way to go into debt. So I would just decide I'm not going to go into debt for any of this. Nobody needs to buy a brand new car in the next three years. You can buy a used car and you can pay cash. And the way to do all of this, the home repairs that need addressing, you know these are coming up.

So what you do is you set up a sinking fund for each of these. So a upgrade in car sinking fund, we're going to put $500 a month away in the budget, in the bank account, so that we have $6,000 per year going toward this new car fund. Then for the home repairs, another $500 because we know we have these upcoming repairs.

So what you do is you set up a sinking fund for each of these. So a upgrade in car sinking fund, we're going to put $500 a month away in the budget, in the bank account, so that we have $6,000 per year going toward this new car fund. Then for the home repairs, another $500 because we know we have these upcoming repairs.

So what you do is you set up a sinking fund for each of these. So a upgrade in car sinking fund, we're going to put $500 a month away in the budget, in the bank account, so that we have $6,000 per year going toward this new car fund. Then for the home repairs, another $500 because we know we have these upcoming repairs.

Try to calculate as best you can when it's going to happen and how much you're going to need. And then divide it out and set that amount aside in your bank account within your every dollar budget in a sinking fund. So that's the solution. Neither of these are even emergencies.