Ken Coleman

I would say... There's a difference if you're like, hey, I want some friends versus I need a loan from mom and dad.

I would say... There's a difference if you're like, hey, I want some friends versus I need a loan from mom and dad.

I would say... There's a difference if you're like, hey, I want some friends versus I need a loan from mom and dad.

Well, you don't need any help. You're 29 years old.

Well, you don't need any help. You're 29 years old.

Well, you don't need any help. You're 29 years old.

So your car situation, you're really asking, hey, I need a car and I need to get a loan to get a car. Therefore, I need credit.

So your car situation, you're really asking, hey, I need a car and I need to get a loan to get a car. Therefore, I need credit.

So your car situation, you're really asking, hey, I need a car and I need to get a loan to get a car. Therefore, I need credit.

People are idiots. People are broke up to their eyeballs complaining, hoping the government's going to come save the day.

People are idiots. People are broke up to their eyeballs complaining, hoping the government's going to come save the day.

People are idiots. People are broke up to their eyeballs complaining, hoping the government's going to come save the day.

Which means you're not buying a $30,000 brand new car. You're buying a 2014 whatever for $6,000.

Which means you're not buying a $30,000 brand new car. You're buying a 2014 whatever for $6,000.

Which means you're not buying a $30,000 brand new car. You're buying a 2014 whatever for $6,000.

And I'm going to, Jonathan, when we're done here, I'll send you a copy of my book, Breaking Free from Broke. I break down every objection and how to do all of these things, how to live without a credit score, how to rent an apartment.

And I'm going to, Jonathan, when we're done here, I'll send you a copy of my book, Breaking Free from Broke. I break down every objection and how to do all of these things, how to live without a credit score, how to rent an apartment.

And I'm going to, Jonathan, when we're done here, I'll send you a copy of my book, Breaking Free from Broke. I break down every objection and how to do all of these things, how to live without a credit score, how to rent an apartment.

It's chapter two. Chapter two. Out of the gate, I had to lead with this. Jonathan, you can skip ahead to chapter two, okay? You can get, I'll send you the audio book if you don't even want to read it. It's fine. The point is, the information is there on how to do all of this stuff. The question is, are you willing to commit to a life of debt freedom? That's the most important part.

It's chapter two. Chapter two. Out of the gate, I had to lead with this. Jonathan, you can skip ahead to chapter two, okay? You can get, I'll send you the audio book if you don't even want to read it. It's fine. The point is, the information is there on how to do all of this stuff. The question is, are you willing to commit to a life of debt freedom? That's the most important part.