Ken Coleman

I have a fun curveball.

Can I jump? Is it OK?

Can I jump? Is it OK?

Can I jump? Is it OK?

No. What is the amount total that you're putting away each month for both kids?

No. What is the amount total that you're putting away each month for both kids?

No. What is the amount total that you're putting away each month for both kids?

So how many more years for your oldest child would we be contributing? How old again? He's in sixth grade, so six more years for him, and then it would be nine more years for my daughter. Okay. Okay, so we're talking, what I would do is, I'm trying to back into this and I'm not a mathematician, but basically you're doing $6,000 a year is what you're putting away for both kids, correct? Yes.

So how many more years for your oldest child would we be contributing? How old again? He's in sixth grade, so six more years for him, and then it would be nine more years for my daughter. Okay. Okay, so we're talking, what I would do is, I'm trying to back into this and I'm not a mathematician, but basically you're doing $6,000 a year is what you're putting away for both kids, correct? Yes.

So how many more years for your oldest child would we be contributing? How old again? He's in sixth grade, so six more years for him, and then it would be nine more years for my daughter. Okay. Okay, so we're talking, what I would do is, I'm trying to back into this and I'm not a mathematician, but basically you're doing $6,000 a year is what you're putting away for both kids, correct? Yes.

So you've got how many years left? Six more years for your son? Correct. Okay, and then the third grader, what, nine?

So you've got how many years left? Six more years for your son? Correct. Okay, and then the third grader, what, nine?

So you've got how many years left? Six more years for your son? Correct. Okay, and then the third grader, what, nine?

Nine, but I'm splitting that between the 500, split between the two of them. I know. Okay, but here's my point. If it were me... I'm just throwing a curveball out here.

Nine, but I'm splitting that between the 500, split between the two of them. I know. Okay, but here's my point. If it were me... I'm just throwing a curveball out here.

Nine, but I'm splitting that between the 500, split between the two of them. I know. Okay, but here's my point. If it were me... I'm just throwing a curveball out here.

I do not mind either one of you pushing back on this. I would take the $70,000 because it's really darn close to what you're going to contribute over the – the difference is not that much as to what they're going to contribute at this current rate, if I'm not mistaken. So I would take the $70,000 from Grandma, and I would use that.

I do not mind either one of you pushing back on this. I would take the $70,000 because it's really darn close to what you're going to contribute over the – the difference is not that much as to what they're going to contribute at this current rate, if I'm not mistaken. So I would take the $70,000 from Grandma, and I would use that.

I do not mind either one of you pushing back on this. I would take the $70,000 because it's really darn close to what you're going to contribute over the – the difference is not that much as to what they're going to contribute at this current rate, if I'm not mistaken. So I would take the $70,000 from Grandma, and I would use that.

I would go ahead and put that in each one of the kids' funds, and then I would start using the money you've been putting in out of your budget – And I would just start moving down the baby steps from there. That's what I would do. Because I think it's going to come out. Put the 500 a month extra to the house. Yeah.