Ken Coleman

and you can join anytime.

That's right, no open enrollment deadlines.

CHM is perfect if you're self-employed, starting a business, or in between jobs, because it gives you options without those out-of-control COBRA costs.

And CHM isn't insurance.

It's a community of believers coming together to share medical bills and pray for one another.

That's real peace of mind.

You're not just sharing costs, you are sharing community.

And families have trusted CHM since 1981 with billions of dollars in medical bills shared.

You can see any doctor or hospital you want with no network restrictions and members say that they often save hundreds of dollars a month compared to traditional insurance.

So make a change that fits your budget and your values.

Check out chministries.org slash budget to learn more.

That's chministries.org slash budget.

Normal is broke and common sense is weird.

So we're here to help you transform your life.

From the Ramsey Network in the Fairwinds Credit Union Studio.

This is the Ramsey Show.

888-825-5225 is the number to jump in.

I'm Ken Coleman alongside the fabulous, the incomparable Jade Warshaw.

And we're going to team up.

So she'll take lead on the money question.