Ken Ripley

You need a safety net.

There's way too much risk, as we all know.

There's way too much risk in farming to have it and expenses.

I mean, you don't have equity.

I mean, this is a good thing that the RMA has done for producers.

Not from a national standpoint.

There still is some of the state programs like Iowa has and some of the other surrounding states, but those are state-driven discounts for crop insurance.

But there's nothing from a national standpoint for all states.

Yeah, and most of the time those are state-driven initiatives that they're funding.

Most of the states have it where if you're qualifying in the state, the credit comes to us and we take the credit off of your statement.

And that varies by state.

So Minnesota, we don't have anything like that.

Yeah, so there is a new product, another acronym, which, hey, ring the bell.

It's first, right?

Yeah, good.

CLIP is new for 2026, which stands for Crop Livestock Income Protection.

And I'm sorry we're kind of baiting the livestock people into this, getting them excited.

I'll be quite honest, the livestock portion of this product is not very attractive.

So let me just start by saying that.

Right now?