Ken Van Vorhis

Damn.

And now I'm stuck with a bunch of negative equity on all of my cars.

So I can't exit them.

And so that's why, like, my BMW is breaking down now to the point where it's costing me thousands of dollars a month in repairs, not including the payment.

That's why I bought the Tesla Model Y. Got it.

Is because I'm like, I need a daily driver that's not going to break.

I just need, like, I'm trying to outrun my debts.

I don't have a problem taking on more debt.

I care about my debt to income ratio because I know my income is going to keep going up.

So I'll pay off my debts at some point.

But I care more about the DTI.

And something I'm very proud of is even though I've taken on probably $40,000 of additional debt since I've been homeless, my debt to income has gone down every single month consistently.

You know, everyone's telling me that.

Everyone's telling me it's like you got to go on Caleb Hammer.

You get millions of views.

They're tagging him in all of my videos.

And then what was his name?

It was Jack...

Yeah.

Jack Selby.