Kevin Hurley

For a bit of context, to step back just a moment, there are a lot of real-time domestic rails, things like UPI, PIX, or SPAY, that are instant bank rails within certain countries. So for those that I mentioned, it was like India, Brazil, Mexico, but those are largely disconnected from each other. So actually like our friends at NewBank describe it really well, UMA is a global PIX.

It allows you to send money instantly between anyone in the world at an extremely low cost on this open interoperable system. NUMA is really just an extension of LNURL, uses human readable addresses. So you'd have something like $kevinatrain.com and I could send to someone else using their human readable address. And you can send from any currency to any other currency.

It allows you to send money instantly between anyone in the world at an extremely low cost on this open interoperable system. NUMA is really just an extension of LNURL, uses human readable addresses. So you'd have something like $kevinatrain.com and I could send to someone else using their human readable address. And you can send from any currency to any other currency.

It allows you to send money instantly between anyone in the world at an extremely low cost on this open interoperable system. NUMA is really just an extension of LNURL, uses human readable addresses. So you'd have something like $kevinatrain.com and I could send to someone else using their human readable address. And you can send from any currency to any other currency.

I think that's something that is maybe a little bit harder for some folks that have been in the space for a long time to really understand that you need to bring in the traditional rails to integrate them directly with the new rails. Otherwise, it's hard to gain adoption.

I think that's something that is maybe a little bit harder for some folks that have been in the space for a long time to really understand that you need to bring in the traditional rails to integrate them directly with the new rails. Otherwise, it's hard to gain adoption.

I think that's something that is maybe a little bit harder for some folks that have been in the space for a long time to really understand that you need to bring in the traditional rails to integrate them directly with the new rails. Otherwise, it's hard to gain adoption.

So what we're trying to do is make it so that folks that are on existing banking providers, for example, they can connect and use Lightning transparently. For example, I could travel to Mexico, go to 7-Eleven to buy something. I could pay using my UMA address. They could receive using theirs. And I would pay in U.S. dollars, for example. They would receive money in Mexican pesos.

So what we're trying to do is make it so that folks that are on existing banking providers, for example, they can connect and use Lightning transparently. For example, I could travel to Mexico, go to 7-Eleven to buy something. I could pay using my UMA address. They could receive using theirs. And I would pay in U.S. dollars, for example. They would receive money in Mexican pesos.

So what we're trying to do is make it so that folks that are on existing banking providers, for example, they can connect and use Lightning transparently. For example, I could travel to Mexico, go to 7-Eleven to buy something. I could pay using my UMA address. They could receive using theirs. And I would pay in U.S. dollars, for example. They would receive money in Mexican pesos.

And Lightning and UMA just glues those things together, makes it so that you have this globally interoperable cheap open payments rails where anyone can send any currency they want, receive any currency they want. And Lightning and Bitcoin is just the transparent glue that kind of meshes those things together.

And Lightning and UMA just glues those things together, makes it so that you have this globally interoperable cheap open payments rails where anyone can send any currency they want, receive any currency they want. And Lightning and Bitcoin is just the transparent glue that kind of meshes those things together.

And Lightning and UMA just glues those things together, makes it so that you have this globally interoperable cheap open payments rails where anyone can send any currency they want, receive any currency they want. And Lightning and Bitcoin is just the transparent glue that kind of meshes those things together.

And I think building out solutions like that that bring real world use cases is pretty vital to actually gaining adoption. To this point, Bitcoin and a lot of cryptocurrencies in general have been generally held more for you buy and hope that they'll appreciate.

And I think building out solutions like that that bring real world use cases is pretty vital to actually gaining adoption. To this point, Bitcoin and a lot of cryptocurrencies in general have been generally held more for you buy and hope that they'll appreciate.

And I think building out solutions like that that bring real world use cases is pretty vital to actually gaining adoption. To this point, Bitcoin and a lot of cryptocurrencies in general have been generally held more for you buy and hope that they'll appreciate.

But we want to bring real world use cases because we don't think that's the only use case that can exist for Bitcoin and other cryptocurrencies. We think that there are a lot of great things that can actually happen with them and the technology is really strong.

But we want to bring real world use cases because we don't think that's the only use case that can exist for Bitcoin and other cryptocurrencies. We think that there are a lot of great things that can actually happen with them and the technology is really strong.

But we want to bring real world use cases because we don't think that's the only use case that can exist for Bitcoin and other cryptocurrencies. We think that there are a lot of great things that can actually happen with them and the technology is really strong.

It might sound kind of cliche, but actually our primary hiring criteria is just, are they good human beings? Are they people that are willing to work together, be super collaborative, and just want to build great products?