Kmele Foster

Got to run. And one final thing, keep in mind that Tish James told these hospitals, that's the attorney general of New York, to ignore the Trump executive order that she said that yesterday and I think repeated it again today. So.

You're going to have this happen in Southern California. I mean, the Santa Ana winds blow. There was going to be a fire yesterday, no matter what. Some people are like, oh, is it a gender reveal party that sparked it? Was it this? Was it that? Was it a homeless encampment? Probably one of them was. But on days when there's 100...

You're going to have this happen in Southern California. I mean, the Santa Ana winds blow. There was going to be a fire yesterday, no matter what. Some people are like, oh, is it a gender reveal party that sparked it? Was it this? Was it that? Was it a homeless encampment? Probably one of them was. But on days when there's 100...

You're going to have this happen in Southern California. I mean, the Santa Ana winds blow. There was going to be a fire yesterday, no matter what. Some people are like, oh, is it a gender reveal party that sparked it? Was it this? Was it that? Was it a homeless encampment? Probably one of them was. But on days when there's 100...

Mile per hour, Santa Ana winds coming down from the canyons and there's no humidity. There's going to be a fire, especially if there's some brush in the hills. So the question is, what do you do to prepare for it? There's a couple of things that California has done very, very badly, not just in terms of fighting the fire.

Mile per hour, Santa Ana winds coming down from the canyons and there's no humidity. There's going to be a fire, especially if there's some brush in the hills. So the question is, what do you do to prepare for it? There's a couple of things that California has done very, very badly, not just in terms of fighting the fire.

Mile per hour, Santa Ana winds coming down from the canyons and there's no humidity. There's going to be a fire, especially if there's some brush in the hills. So the question is, what do you do to prepare for it? There's a couple of things that California has done very, very badly, not just in terms of fighting the fire.

But you're going to hear in the coming days people talking about how, oh, it's weird. I don't have insurance for my home. Fire insurance companies or home insurance companies have been fleeing the state because of California's price controls on the insurance industry for years.

But you're going to hear in the coming days people talking about how, oh, it's weird. I don't have insurance for my home. Fire insurance companies or home insurance companies have been fleeing the state because of California's price controls on the insurance industry for years.

But you're going to hear in the coming days people talking about how, oh, it's weird. I don't have insurance for my home. Fire insurance companies or home insurance companies have been fleeing the state because of California's price controls on the insurance industry for years.

So California tells people who live in fire prone areas like, let's say, Malibu, which is going to be evacuated if it hasn't been already. Today, very, very fire prone, steep canyons, drought conditions, wind comes through. So your fire insurance, your homeowners insurance should be more expensive. California says, oh, we don't want that. We're going to put a price cap on it.

So California tells people who live in fire prone areas like, let's say, Malibu, which is going to be evacuated if it hasn't been already. Today, very, very fire prone, steep canyons, drought conditions, wind comes through. So your fire insurance, your homeowners insurance should be more expensive. California says, oh, we don't want that. We're going to put a price cap on it.

So California tells people who live in fire prone areas like, let's say, Malibu, which is going to be evacuated if it hasn't been already. Today, very, very fire prone, steep canyons, drought conditions, wind comes through. So your fire insurance, your homeowners insurance should be more expensive. California says, oh, we don't want that. We're going to put a price cap on it.

And meanwhile, they're going to also raid from the money. of the home insurance companies to have their state-managed lender of last resort insurance, the fair insurance, fair access to insurance requirements. So that basically encourages people to build in dangerous places with subsidized insurance that they steal from insurance companies. So what do you do if your state farm, you leave?

And meanwhile, they're going to also raid from the money. of the home insurance companies to have their state-managed lender of last resort insurance, the fair insurance, fair access to insurance requirements. So that basically encourages people to build in dangerous places with subsidized insurance that they steal from insurance companies. So what do you do if your state farm, you leave?

And meanwhile, they're going to also raid from the money. of the home insurance companies to have their state-managed lender of last resort insurance, the fair insurance, fair access to insurance requirements. So that basically encourages people to build in dangerous places with subsidized insurance that they steal from insurance companies. So what do you do if your state farm, you leave?

So they've been leaving the state, broadly speaking, because they can't make insurance pay because we're not allowed in a price control situation to let insurance markets tell us how dangerous it is to leave in places. And so there's a lot of people who are going to have their homes burned down, who are not going to be able to rebuild at all, or maybe don't have insurance to begin with.

So they've been leaving the state, broadly speaking, because they can't make insurance pay because we're not allowed in a price control situation to let insurance markets tell us how dangerous it is to leave in places. And so there's a lot of people who are going to have their homes burned down, who are not going to be able to rebuild at all, or maybe don't have insurance to begin with.

So they've been leaving the state, broadly speaking, because they can't make insurance pay because we're not allowed in a price control situation to let insurance markets tell us how dangerous it is to leave in places. And so there's a lot of people who are going to have their homes burned down, who are not going to be able to rebuild at all, or maybe don't have insurance to begin with.

All that is a state managed problem. It shows that people don't have a basic sense of economics of how to deal with a predictable risk. And again, this risk has been predictable since the time of the Tongva and the Chumash sitting on the hills. We have a fire ecology in Southern California where I'm from, and we all have dear friends who we're worried right now and crossing our fingers.