Kristen Schwab

adapt and pivot and, you know, make decisions on the fly without any stability, really.

adapt and pivot and, you know, make decisions on the fly without any stability, really.

Yeah.

Yeah.

I mean, I think if this had happened, you know, when I was in my first five years of the company, I wouldn't be sleeping at all.

I mean, I think if this had happened, you know, when I was in my first five years of the company, I wouldn't be sleeping at all.

But right now it's like, okay, well, I'd be very tired if I don't.

But right now it's like, okay, well, I'd be very tired if I don't.

Thank you so much, Kai.

Thank you so much, Kai.

30-year mortgage rates closely track interest rates on 10-year treasury notes, which in turn are mainly determined by how much inflation investors think there's going to be in the economy.

30-year mortgage rates closely track interest rates on 10-year treasury notes, which in turn are mainly determined by how much inflation investors think there's going to be in the economy.

And a month ago, heading into spring, says Susan Wachter at the Wharton School,

And a month ago, heading into spring, says Susan Wachter at the Wharton School,

But then the Iran war sent energy prices soaring, pushing the 30-year mortgage well above 6%.

But then the Iran war sent energy prices soaring, pushing the 30-year mortgage well above 6%.

Wachter says the shock is already dinging the spring housing market.

Wachter says the shock is already dinging the spring housing market.

Meanwhile, says Jeff Dergurian at Loan Depot.

Meanwhile, says Jeff Dergurian at Loan Depot.