Kristen Sheeran

Going into a marriage is the biggest financial decision that you will make in your life.

And it shouldn't be taken lightly because you put years of blood, sweat and tears into this relationship and it can financially decimate you.

And so you need to plan for that.

As you enter into a marriage, I think that it's somewhat negligent to not also plan for the unfortunate event if that marriage goes wrong.

The statistics tell us that at least 40% of first marriages are going to end in divorce.

The statistics tell us that 60% of second marriages are going to end in divorce and you need to protect your financial future.

Divorce is one of the most financially devastating events that you can have in your life.

And unfortunately it occurs at a time when most people don't have the opportunity or the time to financially recover from that.

And so it's hugely impactful for you and your spouse to be on the same page.

and to be working in conjunction towards the same financial goals.

Women are disproportionately impacted by divorce.

Women make the decision to be stay-at-home caretakers.

More women need to realize that those are years that they're going to be outside of the workforce.

And those are years that they are not going to be investing in their own careers, potentially investing in their own 401ks.

The prenuptial agreement is a contract between a husband and wife, and it can literally contain almost anything that you want it to contain, as long as it's not against public policy.

For example, you can't put sexual favors into a prenup.

You can't put restrictions on conduct after the divorce.

But what you can put in a prenup is, and this is the type of prenup that I'm going to insist that my children have, is that you can say, if and when we do get divorced, here's how we're going to do it.

We're going to have mediation that contractually has to occur.

We're going to utilize a certified divorce financial analyst as part of our divorce process to ensure that the numbers are correct and that everyone understands the financial piece of the divorce.