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Kristina Ellis

πŸ‘€ Speaker
1047 total appearances
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Appearances Over Time

Podcast Appearances

The Ramsey Show
Quit Spending & Get Your Stupid Butt Out of Debt! (Hour 1)

Yeah.

The Ramsey Show
Quit Spending & Get Your Stupid Butt Out of Debt! (Hour 1)

Yeah.

The Ramsey Show
Quit Spending & Get Your Stupid Butt Out of Debt! (Hour 1)

Well...

The Ramsey Show
Quit Spending & Get Your Stupid Butt Out of Debt! (Hour 1)

That's what we were trying to do, like what's the smart decision?

The Ramsey Show
Quit Spending & Get Your Stupid Butt Out of Debt! (Hour 1)

Because he was saying we could pay off the other house and then move into it.

The Ramsey Show
Quit Spending & Get Your Stupid Butt Out of Debt! (Hour 1)

But with the mortgage rate being almost 6%, it didn't make sense to try and, you know, hold on to the new mortgage.

The Ramsey Show
Quit Spending & Get Your Stupid Butt Out of Debt! (Hour 1)

Like paying that off as quick as possible was the strategy that I was thinking to do.

The Ramsey Show
Quit Spending & Get Your Stupid Butt Out of Debt! (Hour 1)

Well, at the time, because it was in the middle of the school year.

The Ramsey Show
Quit Spending & Get Your Stupid Butt Out of Debt! (Hour 1)

So now it's like, it's right at the summer.

The Ramsey Show
Quit Spending & Get Your Stupid Butt Out of Debt! (Hour 1)

We could move within the summertime and then everything would move smoothly.

The Ramsey Show
Quit Spending & Get Your Stupid Butt Out of Debt! (Hour 1)

You know what I mean?

The Ramsey Show
Quit Spending & Get Your Stupid Butt Out of Debt! (Hour 1)

The rental house.

The Ramsey Show
Quit Spending & Get Your Stupid Butt Out of Debt! (Hour 1)

The rental house is $121,000.

The Ramsey Show
Quit Spending & Get Your Stupid Butt Out of Debt! (Hour 1)

What's owed on it?

The Ramsey Show
Quit Spending & Get Your Stupid Butt Out of Debt! (Hour 1)

Oh, how much is, how much is it worth?

The Ramsey Show
Quit Spending & Get Your Stupid Butt Out of Debt! (Hour 1)

Sorry, $220,000.

The Ramsey Show
Quit Spending & Get Your Stupid Butt Out of Debt! (Hour 1)

Oh, it's worth $220,000.

The Ramsey Show
Quit Spending & Get Your Stupid Butt Out of Debt! (Hour 1)

It's $220,000, and we owe $121,000.

The Ramsey Show
Quit Spending & Get Your Stupid Butt Out of Debt! (Hour 1)

$150,000.

The Ramsey Show
Quit Spending & Get Your Stupid Butt Out of Debt! (Hour 1)

okay well i'm talking about stability for your kids being in baby step seven having no payments in the world that is a beautiful level of stability and like yeah that's the scary part because we're like we're in the midst of and it's like we don't have a mortgage right now we're about to walk into a mortgage well you do have a mortgage you got a mortgage on the rental or a rental but we're not feeling it right now but here's the thing here's the thing you're gonna have no mortgage anywhere