Kristina Ellis

So, I mean, you could consider maybe moving.

If you want to really stay close to work, maybe you could get a two-bedroom and have a roommate and split the cost, and it'll be a little bit less per month for each of y'all.

Or maybe you could...

you live five minutes away from work and drive or maybe find somewhere where you could bike to work that's a little bit cheaper, especially if you're hoping to save up a down payment or have money for retirement.

You know, I'd probably look into.

Well, I feel like especially nowadays, there's so many ways to find roommates.

I love your idea of checking out if coworkers are looking for roommates.

But there's also Facebook groups in the community.

There are apps available.

I'm 25.

Yeah, it's stressing a lot of people out.

Thanks for the call, David.

Well, it sounds like you're a little bit nervous.

Well, and it sounds like they're a little nervous about the economy and inflation, and one of the best ways to protect yourself is to be debt-free.

Like, having debt, that is a risk.

Well, what's so great is you are still young.

So you're talking about, you know, as you get older, are you going to be at any risk?

And it's like right now you could be debt free and continue to build like this is, you know, you have so much time ahead of you to keep building and building your savings and building your retirement.

You're already doing so awesome.

But to do it without debt is just going to be that much more powerful.