KT

This is from L. Hi, Susie and KT.

I plan on retiring in two years at 67 from the federal government.

I have a car that will be paid off within two years and a mortgage balance of $120,000.

I have a modest TSP under $500,000 and is allocated 50% G and 50% C. I don't know what that means.

I'll tell you in a second.

Should I maintain or change that allocation?

I may withdraw $20,000 when I retire.

Thank you for all.

Yeah, because right now it's a 50-50 split.

50-50 split, yes.

So what would you recommend, 75-25?

75-25?

This is from Kathy.

What are some instances when a spouse would lose a deceased spouse's pension?

Really?

Oh my, wait a minute.

Susie, stop right there.

If you're working for a company and let's say you've been there 15 years and you never signed up or your HR people haven't really

But if you haven't done that... If you haven't done that, you can lose it.

If you die all of a sudden, you have a heart attack, you die on the job, let's say, your spouse doesn't get a pension if you didn't sign up?