KT

Her parents, Carla's parents were 83 and a mess.

But listen to this.

This is from Sue, who's 80 years old.

She said, Hi, Susie, I'm 80 years old and I live in New York State.

My daughter lives in Pennsylvania, which I recently read has an inheritance tax of 4.5% for children of the deceased.

I have about $3 million in a 403B, which names my son, a New York State resident, and my daughter as the beneficiaries.

If I am reading this correctly, is my daughter going to have to give 4.5% of my hard-earned money to the state of Pennsylvania?

If so, how would that work if she withdraws the money over 10 years, since PA also says that inheritance tax payments are due on the death of

And are delinquent after nine months.

Sue lives in upstate.

But the reason I wanted you to read that is here is an 80-year-old that's extremely responsible.

And how does that help Carla?

Well, Carla, I'm just saying to everyone listening that because you're in your 80s, it doesn't mean that you are bad with money like Carla's parents.

This woman, Sue, is great.

You don't like that?

Okay.

So this last question's from Richard.

I was saving this for you, Susie.

Ready, everyone?

Richard, I'm right there with you.