Laura (Caller)

Uh, my husband and I have three little kids, one on the way, uh, one of them with special needs.

And, um, I made a lot of stupid choices in my twenties and now we're about 200,000 in debt with most of it coming from my student loans.

Um, we have super high living expenses or like 60% of our income.

Um,

And I just feel like we can't ever get ahead because we're always just trying to make ends meet.

And I know that we live in expensive place housing wise, but I don't really want to move because my daughter can get services here.

And, you know, I want my husband to bring in more income either by going back to school or getting a new degree or taking on another high paying job.

But I also feel like I needed help at home because our kids are so young and I just feel so stuck.

And I want him to pick up his income, but I also just,

I just don't know if that's the answer or where to start.

Mm-hmm.

I'm 31 now.

Three to nine months.

Yeah, you're right.

Mm-hmm.

Yeah.

yeah it won't be i mean kids are easier to raise when they're older if you let them live that long they get better i wish i thought about a family in my 20s or younger so that i wouldn't have made all the stupid decisions i made well me too

So do you recommend we move states?

Do you think that would help us?

Laura, are you ready for that?