Laura Bullard

So let's say you're carrying a $1,000 balance on your credit card. Two years ago, if you were making minimum payments, it would have cost you $729 in interest to pay it off. At today's rates, you are paying almost $1,200 in interest.

So let's say you're carrying a $1,000 balance on your credit card. Two years ago, if you were making minimum payments, it would have cost you $729 in interest to pay it off. At today's rates, you are paying almost $1,200 in interest.

So let's say you're carrying a $1,000 balance on your credit card. Two years ago, if you were making minimum payments, it would have cost you $729 in interest to pay it off. At today's rates, you are paying almost $1,200 in interest.

The average household is now carrying about $6,500 in credit card debt. That is the highest in almost four decades.

The average household is now carrying about $6,500 in credit card debt. That is the highest in almost four decades.

The average household is now carrying about $6,500 in credit card debt. That is the highest in almost four decades.

Let's talk about those college admission test scores. They are dropping lower than they've ever been. More than four.

Let's talk about those college admission test scores. They are dropping lower than they've ever been. More than four.

Let's talk about those college admission test scores. They are dropping lower than they've ever been. More than four.