Lauren (Caller)

And I don't know exactly how it works, if I have to pay all of it up front or if it would be like kind of a, you know, maybe make a payment to get started and make payments as I'm in it.

I don't really know.

I haven't done that much research yet.

But I don't think that it should put me any farther behind than maybe like a month.

Yeah, no, I'm sorry.

It will probably not put me behind any more than two months.

Hi, how are you guys today?

Good.

I will warn you guys, I'm a little nervous.

Perfect.

Thanks.

So I just need help with figuring out what to do next.

So my husband and I, we've moved into his parents' house with our two children to save money and pay off debt.

But now that we've moved in, we realized that it wasn't a good idea.

Yeah, and so we need help figuring out what to do next.

We have a car that we'd like to sell, but after selling it, I think we would only have about $3,000 after paying the loan.

We have $45,000 in it.

Um, it's a little toxic.

There's a lot of like yelling and just, um, they have two other, my husband has two younger siblings.

Um, there's a lot of yelling with them and stuff and I just don't want my kids to be in that environment.