Lauren (Caller)

Um, I just kind of leaving a legacy and building generational wealth that can really bless and help a lot of people and set us up for a retirement where, um, I think security is the main thing for me.

I just don't have to worry about anything.

Hi.

Thank you so much for taking my call.

I'm calling because my family and I are in babysitting at two.

Um, we're brand new to trying the Ramsey program.

Um, my husband has been the budgeter wanting to budget for the last 22 years.

And I am embarrassed to say that I was kind of kicking and screaming along the way.

And just this July, I found your podcast.

I read the baby step, uh, the, the money make over and I'm completely on board and I want to get our financial heads together.

We, of course, when we get in line, we are hit with a significant tragedy and our daughter was very ill and we needed to put her into a residential facility to help.

Yeah, it's very sad.

So she was released to the partial hospitalization program yesterday, and she'll be there for about a month.

And so my question is, when we had to make this decision to get the support she needed, we depleted our health care savings account.

to cover the in-network deductible to pay for her.

So when she comes out in four weeks, we have to seek a nutritionist and a therapist to support her so we can protect the progress she's making.

The best people in our area are out of network, which I prayed to get connected with them, and we did, but they're out of network.

So it's going to cost our family $1,600 a month just for her to see the support people.

We will be replenishing our health care savings account, but we won't be replenishing it as quick as the bills will be due for the support people.

And so my question is, how do I use the every dollar budget?