Leah (Caller)

Hi, Mr. Ramsey.

I was calling today because I'm trying to get through these baby steps kind of on my own since my husband and I, our finances are separated.

And I'm wondering if I should stop putting into my 401k to get there faster.

They didn't start off that way.

We've been married for 14 years in August.

And when we started out, our finances were together, but we fought a lot about money.

Bills were always paid.

I'll say that I've always worked full time.

But my husband, when we got married, was going to school and he actually went to pharmacy school.

And when he finished pharmacy school and started getting what I call like his big money, we were doubling up on his loans and paying those off faster.

But the checking account was always to zero and that he just couldn't take it anymore.

And I couldn't take the fighting.

So we decided together to split our finances.

But now fast forward, that's been about eight years and I'm still kind of living paycheck to paycheck essentially.

And I know that that bothers him for me to say that, but that's it.

unbelievably frugal.

Like he goes neutral down to hell to save on gas.

So he's paid off his student loans, which were very high, like over 160,000.

He's paid those off.

He has an amazing savings, but I'm still over here like chugging along paycheck to paycheck.