Lee Boyce
speaker
3,223 appearances
13 recordings
1 series
first heard Apr 2026
last heard 3d ago
Lee Boyce’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 13 in all, peaking in Jul 2026 with 4.
Appearances
Checking out, done.
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Um okay, retirement rules at the moment.
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So you can think about it in two different ways, really.
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First part of the puzzle of your retirement uh is your state pension.
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Now that is currently 66, but it's going to be moving up, it's gradually moving up to 67 between now and 2028.
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So there are the chances are, depending on your age now, that age is likely to continue going up, uh, if we're being quite frank.
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But that
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Is when you can start getting your state pension.
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And then we've all been pushed, um, I would say, especially under fifties, into saving into our private pensions, um, and trying to trying to take control more of our retirement and having more kind of uh you know, kind of investing and making sure that you're on track and we have a lot more tools at our disposal, I would argue, than previous generations in order to do that.
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You can
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start accessing your private pension from 55.
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That's rising to 57 from 2028.
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So for all in tax purposes, 57, you can take 25% tax-free lump sum from that.
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And then you'll be subject to income tax or anything else that you're withdrawing from your private pension.
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It's also quite early to be tapping into your pension at that age.
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You have to be incredibly careful because you know if you leave that money for another five, ten
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years, compounded interest, all of that kind of stuff is gonna mean you're probably gonna have a richer retirement.
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Uh but it's a trade-off.
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A lot of it depends on your health, for example, um, what kind of job that you've done, um, you know, how much is your body being worn down by the job that you've done?
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Showing 221–240 of 3,223 · page 12 of 162
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