Lee Boyce

And the other part of this as well is that you have to remember, and I think what some of this proposals is all about, is kind of more vulnerable people.

People that are in kind of like abusive relationships, for example, are probably not going to go out and get a will.

You know, it's kind of...

one of those things in which we can hammer the message home and tell everyone to go and get themselves a will, but it falls down the pile of to-do lists pretty rapidly, I would suspect, with a lot of people.

And I think that's where the issue lies.

And you're right, a bit like DIY investing platforms, there's a lot more choice now in a will-writing service, a lot easier, a lot cheaper.

They vary in quality, so make sure you do research.

If you haven't done your will-writing to make sure that you're going with someone legit,

and making sure that you know exactly what it is you're doing.

And I think that's what it is, Georgie.

I think some people just feel like they don't quite know what it is that they're doing in terms of, you know, who they're going to split a property with or money with, or may even fall into that trap of going, well, I don't really need a will because, you know, I'm married, or I don't need a will because I don't have enough money to give away.

I think there's those kind of messages that need to be kind of changed.

And what's the proposed threshold for those cohabiting and who will benefit ultimately from this?

And is there a risk that recent partners could trump children when inheriting and how would these complicated cases be sorted out?

Do you think that's the key for wills, just to make them more simple, more accessible to people?

Is that what's putting people off sorting out their kind of finances in that way?

And should they be looking at their wills and kind of re-evaluating it every year?

What would be your advice in that regard?

And one of the big issues for cohabiting couples is that they're treated differently for inheritance tax.

The married couples who can pass assets, inheritance tax free, and it's becoming an increasing issue.