Leighton

They've probably got exactly the same worries.

Yeah.

They've just taken an action at some point and maybe they've got a few more scars on the back, which gives them a bit more confidence that everything will be okay.

No, no, I agree with you.

I'd say use heard thought in the right places.

But definitely, it's not a...

It is a fact that the people who make the most money make that money in companies over time.

The wealthiest people have done that through companies.

Yeah.

That's interesting.

Really, really large number of them.

And they can see a lot of people want to do that for their kids.

We tend to be better with other people's money than we are with our own.

We're all better at giving advice than sticking to it on those behaviours.

We all say you shouldn't buy whatever that thing is when...

you don't really need it but if you're in the hot seat wanting it that's different so better with kids and the kids as well as a cohort they're very good high performing because they tend to keep it reasonably simple they get started they keep going

And they play a long game and I've got a lot of time.

So, yeah.

yeah um some people have the full range they have the savings accounts obviously investing for themselves as well kiwi saver we've we've just rolled out we're starting to roll out kiwi safer for kids now it's interesting to see how um how many people are keen on that as well alongside the investment portfolio

We have debit card products.