Leslie

Because my son was killed. Let me stop saying he didn't die. He was killed. That was really hard for me to get over that, you know, and just to embrace that purpose that I was stepping in.

Hi. So I have, it's kind of like a three fold question. We got ourselves into quite a big mess with our finances. We took out a HELOC on our house a little over five years ago and when we did it, they did not, all they told us was that it was 1% interest rate. It would be, it would take care of all the debt that we had. We wouldn't have that debt hanging over our head anymore.

Hi. So I have, it's kind of like a three fold question. We got ourselves into quite a big mess with our finances. We took out a HELOC on our house a little over five years ago and when we did it, they did not, all they told us was that it was 1% interest rate. It would be, it would take care of all the debt that we had. We wouldn't have that debt hanging over our head anymore.

Hi. So I have, it's kind of like a three fold question. We got ourselves into quite a big mess with our finances. We took out a HELOC on our house a little over five years ago and when we did it, they did not, all they told us was that it was 1% interest rate. It would be, it would take care of all the debt that we had. We wouldn't have that debt hanging over our head anymore.

And we would be fine. So we did that. They did not tell us that the HELOC would balloon or mature, which it did. And now they're saying that we have to refinance the HELOC or pay off the total amount. And on top of having to do that, we have to include our other debt as well.

And we would be fine. So we did that. They did not tell us that the HELOC would balloon or mature, which it did. And now they're saying that we have to refinance the HELOC or pay off the total amount. And on top of having to do that, we have to include our other debt as well.

And we would be fine. So we did that. They did not tell us that the HELOC would balloon or mature, which it did. And now they're saying that we have to refinance the HELOC or pay off the total amount. And on top of having to do that, we have to include our other debt as well.

On top of that, which I'm sorry, what was that?

On top of that, which I'm sorry, what was that?

On top of that, which I'm sorry, what was that?

Uh, so we have two credit cards through the bank and then we have, um, six other credit cards that had gone into collections. And we were working with them to pay those ones off the ones through the bank. We cut up the cards. when we found you guys and stopped using them, but they still have a balance and we're current on it. It just still has the balance.

Uh, so we have two credit cards through the bank and then we have, um, six other credit cards that had gone into collections. And we were working with them to pay those ones off the ones through the bank. We cut up the cards. when we found you guys and stopped using them, but they still have a balance and we're current on it. It just still has the balance.

Uh, so we have two credit cards through the bank and then we have, um, six other credit cards that had gone into collections. And we were working with them to pay those ones off the ones through the bank. We cut up the cards. when we found you guys and stopped using them, but they still have a balance and we're current on it. It just still has the balance.

So it's $17,000 for one with the bank, another $4,400 with another one from the bank. And then with the ones that had gone to collections that we were working with them on, that total is about, about 19,000 total. And they're saying that we have to include,

So it's $17,000 for one with the bank, another $4,400 with another one from the bank. And then with the ones that had gone to collections that we were working with them on, that total is about, about 19,000 total. And they're saying that we have to include,

So it's $17,000 for one with the bank, another $4,400 with another one from the bank. And then with the ones that had gone to collections that we were working with them on, that total is about, about 19,000 total. And they're saying that we have to include,

The two through the bank and two of the ones that had already gone through the beginning legal proceedings of the other credit cards, which one was $7,000 and another one was $2,400. And they want to include all of that onto the HELOC.

The two through the bank and two of the ones that had already gone through the beginning legal proceedings of the other credit cards, which one was $7,000 and another one was $2,400. And they want to include all of that onto the HELOC.

The two through the bank and two of the ones that had already gone through the beginning legal proceedings of the other credit cards, which one was $7,000 and another one was $2,400. And they want to include all of that onto the HELOC.

Right.