Lester

Hi there. I was calling to see about some advice on how to talk with my wife about saving more than spending. My wife's a spender. I'm a saver. We're aligned on our goals, but she just... spends a lot of things here and there, and so just some advice on that.

Hi there. I was calling to see about some advice on how to talk with my wife about saving more than spending. My wife's a spender. I'm a saver. We're aligned on our goals, but she just... spends a lot of things here and there, and so just some advice on that.

Hi there. I was calling to see about some advice on how to talk with my wife about saving more than spending. My wife's a spender. I'm a saver. We're aligned on our goals, but she just... spends a lot of things here and there, and so just some advice on that.

Yeah, we've budgeted out a lot of different things. We even have a split to where we have our own fund money, where it's like $100 a month that we can spend it on whatever we'd like, but there's a lot of gifts and celebrations and things like that that my wife wants to make sure we're showing love to our friends and family. And then just things add up very quickly and then things are gone.

Yeah, we've budgeted out a lot of different things. We even have a split to where we have our own fund money, where it's like $100 a month that we can spend it on whatever we'd like, but there's a lot of gifts and celebrations and things like that that my wife wants to make sure we're showing love to our friends and family. And then just things add up very quickly and then things are gone.

Yeah, we've budgeted out a lot of different things. We even have a split to where we have our own fund money, where it's like $100 a month that we can spend it on whatever we'd like, but there's a lot of gifts and celebrations and things like that that my wife wants to make sure we're showing love to our friends and family. And then just things add up very quickly and then things are gone.

I don't think it's either. My wife and I communicate very, very well and frequently about it. And I don't think she's being very spiteful at all. She agrees that Um, we need to be saving and we want the, we want the things we want where a house and being able to retire as both of our families, um, are in that basket at all and don't have a retirement even in their fifties and sixties.

I don't think it's either. My wife and I communicate very, very well and frequently about it. And I don't think she's being very spiteful at all. She agrees that Um, we need to be saving and we want the, we want the things we want where a house and being able to retire as both of our families, um, are in that basket at all and don't have a retirement even in their fifties and sixties.

I don't think it's either. My wife and I communicate very, very well and frequently about it. And I don't think she's being very spiteful at all. She agrees that Um, we need to be saving and we want the, we want the things we want where a house and being able to retire as both of our families, um, are in that basket at all and don't have a retirement even in their fifties and sixties.

Um, and we don't want to do that, but she just kind of forgets about the things and it doesn't think about the $20 here or $20 there, a hundred bucks here. And it just kind of adds up. And so if there's anything that we can do to, uh, try and try something different because we've tried like different cards that only have a certain amount of money on it each month to help limit that.

Um, and we don't want to do that, but she just kind of forgets about the things and it doesn't think about the $20 here or $20 there, a hundred bucks here. And it just kind of adds up. And so if there's anything that we can do to, uh, try and try something different because we've tried like different cards that only have a certain amount of money on it each month to help limit that.

Um, and we don't want to do that, but she just kind of forgets about the things and it doesn't think about the $20 here or $20 there, a hundred bucks here. And it just kind of adds up. And so if there's anything that we can do to, uh, try and try something different because we've tried like different cards that only have a certain amount of money on it each month to help limit that.

But obviously I don't want her stranded. So she has access to a card that, um, is, has access to the main, main fund for gas and all that kind of stuff.

But obviously I don't want her stranded. So she has access to a card that, um, is, has access to the main, main fund for gas and all that kind of stuff.

But obviously I don't want her stranded. So she has access to a card that, um, is, has access to the main, main fund for gas and all that kind of stuff.

No, no, no. Um, we only have debit cards. Um, I, I hate credit. I always have. Um, But yeah, we only use debit cards.

No, no, no. Um, we only have debit cards. Um, I, I hate credit. I always have. Um, But yeah, we only use debit cards.

No, no, no. Um, we only have debit cards. Um, I, I hate credit. I always have. Um, But yeah, we only use debit cards.

Well, it's not necessarily saving up for. It's like being able to pay off our debts.

Well, it's not necessarily saving up for. It's like being able to pay off our debts.