Lisa Ann

And that's a hard lesson to learn.

And even though state by state, California has just signed on where you're going to have to pass a basic financial literacy course.

to graduate, which I think should be mandatory throughout the entire United States.

We all did.

Because as soon as you got a job, you got credit cards sent to you in the mail.

I got my $300 from Gap and I went right to the Gap and spent it all.

And then for like a year, I was paying what they told me to pay.

And I sat down with my uncle.

I'm 16.

I sat down with my uncle and I said, why isn't this changing?

He's like, let me teach you about credit cards.

That was when I learned.

Had I known that, I wouldn't have been paying.

I would have just paid the whole thing.

And I would have gone back to layaway because my first job, I was 13.

I was a hostess at a restaurant in Pennsylvania.

You get working papers and work legally at 13.

And I would go to the Deb shop.

There were Jordache jeans were the thing back then.

And I would put $10 a week down on those jeans.