Lisa Sakai
speaker
90 appearances
2 recordings
1 series
first heard Jun 2024
last heard Jun 2024
Lisa Sakai’s voice in public audio — every appearance, attributed to the second.
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Appearances
But I give a lot of props for people who get through it because it's like the corporate world. And people don't realize that. And I just wasn't made out for that. And so I started looking and insurance loves teachers because we can explain things in a way that that others can't. And so they love teachers.
And so I started in finance and I kind of moved from just insurance into doing full financial planning because I wanted to know what the story was behind all the insurance and all that stuff. And now I do financial planning mostly.
Yeah, we got the name mainly from taking a reference from the Queen song, One Vision, to really look at the client's vision, right? There's so many, unfortunately, I hate to say this, but in every industry, it's like this. There's so many people who have their own agenda when it comes to working with clients. And we really feel that it's about the clients want, the client's vision.
The one vision is the client vision and helping the client get a focused vision on what they're trying to accomplish. I'm a big believer in why, you know, the Simon Sinek, the why factor of why are you doing this? What is the purpose? Getting a lot of emotion and core values put around your why because it helps you get through a lot of hard times and
And so it really is about that focus of the one vision of the client. What are we trying to accomplish? And it's hard. People don't want to talk about that. Just like they don't want to talk to insurance. They don't want to talk about this either because it's really looking internally and sometimes being selfish. You know, sometimes it is being selfish and saying, I want to retire at 50.
And people say, well, that's super selfish. You have kids, you have this, you have that. Not really. As long as you look at all the different aspects and figure out what you're trying to accomplish, if that's your vision, let's make sure everything that we're working towards is going towards that.
We really make sure that we're taking out that kind of financial language that gets really confusing for people. and really focus on what are we trying to accomplish and helping people figure out if a strategy that we're putting in place makes sense for them or not by going through the pros and cons.
Yeah. So, you know, being in this industry for such a long time, I realized, especially starting in insurance, you know, I realized it's really hard to focus on something that is going to happen 30 years from now, 40 years from now, even 20 or 10 years from now. It's hard to be real motivated to get started because we have that natural tendency to say, okay. I'll start tomorrow.
I'll start next month. I didn't hit it this time, so I'm going to have to start in six months or whatever it is, instead of just getting going on something. And I was trying for a couple of years to figure out what is that thing that we could put in place on the short-term level that could get people motivated on a longer-term side of things and get people excited about their money. I mean,
I feel like I was reading a report from Intuit and I think it said something like 80% of people would rather talk about sex and different things like that than talk about their personal sex life and talk about their finances, which is odd to me. I mean, I just think it's such a taboo subject and we need to get people excited about that. And so people have a bucket list that we are not
trying to really accomplish. I mean, we all have that friend who's been saying that they're going to go to Italy for the last 20 years. And you're like, just go. I mean, my God, look, I'm tired of hearing about this. And they don't have a plan in place. And we can easily take those kind of aspirational things and put them in your planning so that you're
celebrating wins along the way, and we wrap it into your overall big planning. So you're still saving for the 3040 years, but your bucket list item is attached to your overall saving strategy. So if you save for your long term, you're also saving for your short term. It can be big or small. People think it has to be like going cliff diving in Bali. It doesn't have to be anything big.
It could be getting a massage package or whatever it is. It could be I have one client who's trying to retire her mom. That is her bucket list. That would make her so happy if her mom could stop working. It could be whatever you want. What you're doing is you're taking control of your money rather than the money controlling you.
Because what happens is we just don't want to focus on it so much that money just kind of goes in and out of our accounts and we have no idea what's happening. And hopefully everything's doing what it's supposed to be doing. But we don't know because we don't really have control of anything. This gives you some control so that now you have that money to do something else with if you want.
Or you could put it in your long-term savings. But now you have a bucket of money that you have choices to do something with. Do you recommend people get separate accounts? Separate accounts. You've got to have that break in your mind of knowing what's your long-term and what's your short-term.
One of my clients wants to go skydiving. That makes me want to vomit. And he's trying to get his terrified wife to come with him to do it. And I don't know if that's going to happen. But he wants to put away the money to do that. And he wants to he's right now trying to figure out where he this kind of a newer client. So he's trying to figure out where he wants to do that.
And who knows, his wife might still say, I'm not doing that. And maybe that money is going to go to something else. Right.
Yeah. I'll even throw another component in there as well, which is long term care planning, which it can be a huge part of legacy planning because it's protecting your legacy as well. So, um. It plays a huge part. I always say what, you know, I talk a lot to people about what do you want to do in life? But one of the questions I ask is, what do you want to leave behind?
I work a lot with families, but I also have a specialization in working with women who don't have kids because I'm married, but I don't have children. I've chosen not to. And so I understand that kind of world and what they're trying to do. So legacy planning is huge for them too, because what are we doing with this money? What kind of impact do we want to make with the money that we have?
So insurance can be a huge part of it. A, it's hard to get money available when a loved one passes. So if a loved one passes and It's not like you can just call up their broker and say, hey, I have the power of attorney. Give me $10,000 so I can start their funeral planning. It's very difficult to do that. You're going through custodians.
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