Liz Weston

Okay, and finally, the HDHP. This might not be quite as familiar to listeners. So what does it stand for? What is it? And what are those advantages and disadvantages?

Okay, and finally, the HDHP. This might not be quite as familiar to listeners. So what does it stand for? What is it? And what are those advantages and disadvantages?

Okay, and finally, the HDHP. This might not be quite as familiar to listeners. So what does it stand for? What is it? And what are those advantages and disadvantages?

Okay, let's run down some of the key factors to consider when you're making these plan decisions. What are the main questions that individuals and families need to ask themselves when they're sorting through all their options?

Okay, let's run down some of the key factors to consider when you're making these plan decisions. What are the main questions that individuals and families need to ask themselves when they're sorting through all their options?

Okay, let's run down some of the key factors to consider when you're making these plan decisions. What are the main questions that individuals and families need to ask themselves when they're sorting through all their options?

And one last question, Kate. One of our producers was talking about what you might call the overabundance of options when you go through the Affordable Care Act exchanges. Those are also known as Obamacare exchanges. And you're trying to choose an individual health plan. She calls it overwhelming abundance and not in a good way. So there could be a dozen or more options to choose from.

And one last question, Kate. One of our producers was talking about what you might call the overabundance of options when you go through the Affordable Care Act exchanges. Those are also known as Obamacare exchanges. And you're trying to choose an individual health plan. She calls it overwhelming abundance and not in a good way. So there could be a dozen or more options to choose from.

And one last question, Kate. One of our producers was talking about what you might call the overabundance of options when you go through the Affordable Care Act exchanges. Those are also known as Obamacare exchanges. And you're trying to choose an individual health plan. She calls it overwhelming abundance and not in a good way. So there could be a dozen or more options to choose from.

Do you have any advice on how to start that process?

Do you have any advice on how to start that process?

Do you have any advice on how to start that process?

And this is why we have to take math in high school. Okay. Kate, thanks so much for helping us out today.

And this is why we have to take math in high school. Okay. Kate, thanks so much for helping us out today.

And this is why we have to take math in high school. Okay. Kate, thanks so much for helping us out today.

It may help my fellow maximizers to know that there probably isn't one perfect solution. You do the best you can, and if you find out there's a better choice, you can make it next year.

It may help my fellow maximizers to know that there probably isn't one perfect solution. You do the best you can, and if you find out there's a better choice, you can make it next year.

It may help my fellow maximizers to know that there probably isn't one perfect solution. You do the best you can, and if you find out there's a better choice, you can make it next year.

Well, that's what we're covering next, John. Pay close attention to our fellow nerd, Tina Orem, who's here with some specifics on those savings vehicles. Tina used to cover taxes for NerdWallet. She's now an editor, but she agreed to recap what she knows about tax-advantaged savings accounts for us. Tina, it's so great to have you back on the show.

Well, that's what we're covering next, John. Pay close attention to our fellow nerd, Tina Orem, who's here with some specifics on those savings vehicles. Tina used to cover taxes for NerdWallet. She's now an editor, but she agreed to recap what she knows about tax-advantaged savings accounts for us. Tina, it's so great to have you back on the show.