Liz Weston

All right. Well, let's move on to hospital indemnity coverage. This is something that our listeners might know of because of a certain duck in those advertisements. Is this something that's generally offered by employers in a benefit package?

All right. Well, let's move on to hospital indemnity coverage. This is something that our listeners might know of because of a certain duck in those advertisements. Is this something that's generally offered by employers in a benefit package?

All right. Well, let's move on to hospital indemnity coverage. This is something that our listeners might know of because of a certain duck in those advertisements. Is this something that's generally offered by employers in a benefit package?

So even though you don't recommend it necessarily, can you explain what it is, what hospital indemnity insurance does and what purpose it serves?

So even though you don't recommend it necessarily, can you explain what it is, what hospital indemnity insurance does and what purpose it serves?

So even though you don't recommend it necessarily, can you explain what it is, what hospital indemnity insurance does and what purpose it serves?

So it's basically like they're just giving you cash, essentially.

So it's basically like they're just giving you cash, essentially.

So it's basically like they're just giving you cash, essentially.

And finally, John, let's have you explain critical illness insurance for us. Pretty much what it sounds like, right? Insurance in case you get a critical illness.

And finally, John, let's have you explain critical illness insurance for us. Pretty much what it sounds like, right? Insurance in case you get a critical illness.

And finally, John, let's have you explain critical illness insurance for us. Pretty much what it sounds like, right? Insurance in case you get a critical illness.

So once again, if you can get the disability policy, this might be a backup.

So once again, if you can get the disability policy, this might be a backup.

So once again, if you can get the disability policy, this might be a backup.

Okay. What's the extent of the benefit that you usually get from this insurance? Like cancer or Parkinson's or something like that could keep you out of work for months, if not years. How long do the payments go on and how much are they usually?

Okay. What's the extent of the benefit that you usually get from this insurance? Like cancer or Parkinson's or something like that could keep you out of work for months, if not years. How long do the payments go on and how much are they usually?

Okay. What's the extent of the benefit that you usually get from this insurance? Like cancer or Parkinson's or something like that could keep you out of work for months, if not years. How long do the payments go on and how much are they usually?

So if you have like a family history of cancer or something like that?

So if you have like a family history of cancer or something like that?