Lucy Blakiston

So I think I'm going to have to reset this.

I'm not sure what the tactic is, but it might have to be like... Also, if I invited either of you to dinner and then kind of sat there and were like...

I'm just also like... So you're in the red.

So look, I'm in the red.

I'm spending all my fun money on dating, which is not what I'd plan my fun money for because then it means I can't spend it on friends and that's just a real like... And I guess if you're like a perpetually single at some point...

Don't give me that.

It's basically like, should anything go wrong, you don't have to get a credit card or like, you know, quote unquote bad debt.

And K, like you don't want to be paying interest on your emergency to make it even more expensive.

Yeah.

So it's like if you have this like pot that you can dip into should your car break down again or – It's also just peace of mind, right?

I will say I think from like a peace of mind standpoint, having an emergency fund for me has been so –

Like I can't even explain it.

I never had this.

I never knew what an emergency fund was growing up.

My parents never told me to do it.

It was probably in the last, I don't know, maybe two years that we started talking about more personal finance type stuff.

And I had this like light bulb moment of, oh God, okay, well, I don't have an emergency fund.

I've got like...

So you can kind of have between three and six months of your essentials, right?

So like for me, I went for about four months because six months is a lot of money to just have in like a low interest type situation.